812 8th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 812 8th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.164 acres (7,151 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jan 2026)
Tax Bill	$2,734 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85-401-5140`

Property Details

APN / Parcel Number

Primary APN	`85-401-5140`
Alternative APNs	`85-00401-5140` `42278`

Exterior

Lot Area	7,151 sqft (0.164 acres)

Location & Zoning

Account Number	42278
Street Address	812 8TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9, BLK 51
Legal Range	31W
Legal Township	35N
Legal Section	01
Legal Subdivision	EAST SAINT CLOUD
Legal Block	51
Legal Lot Number	9
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2014
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	812 8TH AVE SE, SAINT CLOUD, MN 56304-1412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 24, 2019	Warranty Deed, Transfer · Conventional Mortgage FALCON NATIONAL BANK
Nov 27, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Jun 24, 2019 · Amount on Record
Deed Document Number	2026992940
Prior Transfer Date	Jul 1, 2025
Prior Transfer Doc	0000984943
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	812 8TH AVE SE, SAINT CLOUD, MN 56304-1412
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 12TH AVE S, WAITE PARK, MN 56387-1044

Mortgage

Document Number	0000992941
Date	Jan 9, 2026
Instrument	992941

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 24, 2019
Property Address	812 8TH AVE SE, SAINT CLOUD, MN 56304-1412
Document Number	0000873958
Instrument Date	Jun 14, 2019
Instrument	873958
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EDINA REALITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 8TH AVE SE, SAINT CLOUD, MN 56304-1412

Mortgage

Document Number	0000873959
Date	Jun 24, 2019
Instrument	873959

Lender

Name	FALCON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SHERBURNE MN
Recording Date	Nov 27, 2018
Property Address	812 8TH AVE SE, SAINT CLOUD, MN 56304-1412
Document Number	0000865315
Instrument Date	Nov 15, 2018
Instrument	865315
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 8TH AVE SE ST CLOUD MN 563041412, ST CLOUD, MN 56304-1412

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,200 (-2.17%) Land $40,000 Building $167,200	$207,200 (-2.17%) Land $40,000 Building $167,200
2025	$2,734.00 (+22.71%)	$211,800 (+1.63%) Land $40,000 Building $171,800	$211,800 (+1.63%) Land $40,000 Building $171,800
2023	$2,228.00	$208,400 Land $30,000 Building $178,400
2021			$208,400 Land $30,000 Building $178,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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