811 8th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 811 8th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.328 acres (14,302 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Jul 2022)
Tax Bill	$2,508 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85-401-3720`

Property Details

APN / Parcel Number

Primary APN	`85-401-3720`
Alternative APNs	`85-00401-3720` `42182`

Exterior

Lot Area	14,302 sqft (0.328 acres)

Location & Zoning

Account Number	42182
Street Address	811 8TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3 & 4, BLK 37
Legal Range	31W
Legal Township	35N
Legal Section	01
Legal Subdivision	EAST SAINT CLOUD
Legal Block	37
Legal Lot Number	3,4
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2031
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	811 8TH AVE SE, SAINT CLOUD, MN 56304-1413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Jul 26, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage AMEC INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	20221445100
Prior Transfer Date	Aug 28, 2013
Prior Transfer Doc	0000777745
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	811 8TH AVE SE, SAINT CLOUD, MN 56304-1413
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000946056
Date	Jul 26, 2022
Instrument	946056

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jul 26, 2022
Property Address	811 8TH AVE SE, SAINT CLOUD, MN 56304-1413
Document Number	0000946054
Instrument Date	Jul 26, 2022
Instrument	946054
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	LEGACY TITLE COON RAPIDS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$785.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 8TH AVE SE, SAINT CLOUD, MN 56304-1413

Mortgage

Document Number	0000946055
Date	Jul 26, 2022
Instrument	946055

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jul 2, 2019
Property Address	811 8TH AVE SE, SAINT CLOUD, MN 56304-1413
Document Number	0000874390
Instrument Date	Jun 21, 2019
Instrument	874390
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 8TH AVE SE, SAINT CLOUD, MN 56304-1413

Mortgage

Document Number	0000874391
Date	Jul 2, 2019
Instrument	874391

Lender

Name	AMEC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,100 (+3.85%) Land $45,000 Building $160,100	$205,100 (+3.85%) Land $45,000 Building $160,100
2025	$2,508.00 (+23.91%)	$197,500 (+1.54%) Land $45,000 Building $152,500	$197,500 (+1.54%) Land $45,000 Building $152,500
2023	$2,024.00	$194,500 Land $35,000 Building $159,500
2021			$194,500 Land $35,000 Building $159,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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