812 5th St S, Buffalo, MN 55313 Property Records

Wright County property record for 812 5th St S, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 944 sqft · built 1995
Lot Size	0.235 acres (10,277 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,900 (Aug 2005)
Tax Bill	$3,150 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-115-005090`

Property Details

APN / Parcel Number

Primary APN	`103-115-005090`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	944 sqft
Basement Area	648 sqft
Finished Basement	648 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,277 sqft (0.235 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	812 5TH ST S
City	BUFFALO
State	MN
Zip	55313-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-29 TWP-120 RANGE-025 WILLOW RIDGE LOT-009 BLOCK-005
Legal Range	025
Legal Township	120
Legal Section	29
Legal Subdivision	WILLOW RIDGE
Legal Block	5
Legal Lot Number	9
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3005
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	812 5TH ST S, BUFFALO, MN 55313-2148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 2, 2017	Grant Deed, Transfer PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2005 · Amount on Record
Deed Sale	Aug 26, 2005 · Amount on Record
Prior Sale	May 26, 2004 · Amount on Record
Deed Document Number	200597139
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	812 5TH ST S, BUFFALO, MN 55313-2148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOURCEPOINT FULFILLMENT SER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001430091
Date	Jun 18, 2020
Instrument	1430091

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	812 5TH ST S, BUFFALO, MN 55313-2148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001409089
Date	Oct 24, 2019
Instrument	1409089

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 2, 2017
Property Address	812 5TH ST S, BUFFALO, MN 55313-2148
Document Number	0001336086
Instrument Date	Jan 27, 2017
Instrument	1336086
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	CENTRAL LAND TITLE, CENTRAL LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$613.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	812 5TH ST S BUFFALO MN 553132148, BUFFALO, MN 55313-2148

Mortgage

Document Number	1336087
Date	Feb 2, 2017
Instrument	1336087

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,150.00 (+1.35%)	$282,000 (+3.83%) Land $75,000 Building $207,000	$282,000 (+3.83%) Land $75,000 Building $207,000
2025		$271,600 (+1.34%) Land $75,000 Building $196,600	$271,600 (+1.34%) Land $75,000 Building $196,600
2023	$3,108.00 (+1.57%)	$268,000 Land $70,000 Building $198,000	$268,000 Land $70,000 Building $198,000
2022	$3,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	17 (1983–1986)
Most Recent Claim	Aug 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon, Xtratyme Technologies.

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