715 5th St S, Buffalo, MN 55313 Property Records

Wright County property record for 715 5th St S, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,002 sqft · built 1994
Lot Size	0.279 acres (12,187 sqft)
Owner	Individual Name on Record
Last Sale	$145,900 (Dec 2012)
Tax Bill	$3,386 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`103-115-003090`

Property Details

APN / Parcel Number

Primary APN	`103-115-003090`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,002 sqft Living Area
1st Floor Area	1,002 sqft
Basement Area	729 sqft
Finished Basement	729 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,187 sqft (0.279 acres)
Garage Type	Attached
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	715 5TH ST S
City	BUFFALO
State	MN
Zip	55313-2147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-29 TWP-120 RANGE-025 WILLOW RIDGE LOT-009 BLOCK-003
Legal Range	025
Legal Township	120
Legal Section	29
Legal Subdivision	WILLOW RIDGE
Legal Block	3
Legal Lot Number	9
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3005
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	715 5TH ST S, BUFFALO, MN 55313-2147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage DIVVY TTLE AGENCY
Nov 20, 2023	Deed of Trust, Mortgage · USDA Mortgage USDA
Oct 17, 2023	Intrafamily Transfer, Transfer · USDA Mortgage USDA
Apr 1, 2018	Loan Modification, Mortgage · Conventional Mortgage JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2012 · Amount on Record
Deed Sale	Dec 5, 2012 · Amount on Record
Prior Sale	Aug 23, 2012 · Amount on Record
Deed Document Number	2012119863
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Recording Date	Jun 22, 2026
Property Address	715 5TH ST S, BUFFALO, MN 55313-2147
Document Number	0001605582
Instrument Date	Jun 16, 2026
Instrument	20261605582
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DIVVY TTLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 5TH ST S, BUFFALO, MN 55313-2147

Mortgage

Document Number	0001605582,
Date	Jun 22, 2026
Instrument	20261605582

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 22, 2036

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	715 5TH ST S, BUFFALO, MN 55313-2147
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 5TH ST S, BUFFALO, MN 55313-2147

Mortgage

Document Number	00A1542741
Date	Nov 20, 2023
Instrument	A1542741

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	May 1, 2051

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT MN
Recording Date	Oct 17, 2023
Property Address	715 5TH ST S, BUFFALO, MN 55313-2147
Document Number	00A1540696
Instrument Date	Oct 9, 2023
Instrument	A1540696
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	VYLLA TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 5TH ST S, BUFFALO, MN 55313-2147

Mortgage

Document Number	00A1542741
Date	Oct 17, 2023
Instrument	A1542741

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	May 1, 2051

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	715 5TH ST S, BUFFALO, MN 55313-2147
Document Number	0001371332
Instrument Date	Apr 1, 2018
Transaction Type	Mortgage
Record Updated	Jul 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	715 5TH ST S #5 BUFFALO MN 553132147, 5, BUFFALO, MN 55313-2147

Mortgage

Document Number	0001371332
Date	Jun 1, 2018
Instrument	1371332

Lender

Name	JPMORGAN CHASE BK NA
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,386.00 (+4.38%)	$299,700 (+3.7%) Land $75,000 Building $224,700	$299,700 (+3.7%) Land $75,000 Building $224,700
2025	$3,244.00 (-3.05%)	$289,000 (+0.94%) Land $75,000 Building $214,000	$289,000 (+0.94%) Land $75,000 Building $214,000
2023	$3,346.00 (+5.22%)	$286,300 Land $70,000 Building $216,300	$286,300 Land $70,000 Building $216,300
2022	$3,180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	17 (1983–1986)
Most Recent Claim	Aug 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon, Xtratyme Technologies.

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