812 12th St, Oregon City, OR 97045 Property Records

Clackamas County property record for 812 12th St, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,555 sqft · built 1949
Lot Size	0.151 acres (6,572 sqft)
Owner	Individual Name on File
Last Sale	$469,900 (Jun 2025)
Tax Bill	$3,997 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22E31AA00200`

Property Details

APN / Parcel Number

Primary APN	`22E31AA00200`
Alternative APN	`00570180`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,555 sqft Living Area
Basement Area	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Wood Shingle
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,572 sqft (0.151 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	00570180
Street Address	812 12TH ST
City	OREGON CITY
State	OR
Zip	97045-1666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3.5
Legal Description	2 OREGON CITY PT LT 1&2 BLK 116
Legal Range	2E
Legal Township	2S
Legal Section	31
Legal Subdivision	OREGON CITY
Legal Block	116
Legal Lot Number	1,2
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	5
Census Block	5039
Census Tract	22400

Owner

812 12th St is owned and occupied by an individual who bought it in June 2025.

Source: Clackamas County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	812 12TH ST, OREGON CITY, OR 97045-1666
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTY MORTGAGE LLC
Aug 31, 2017	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2025 · Amount on File
Deed Sale	Jun 24, 2025 · Amount on File
Prior Sale	Aug 31, 2017 · Amount on File
Deed Document Number	202524273
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	812 12TH ST, OREGON CITY, OR 97045-1666
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097966
Date	Nov 20, 2020
Instrument	2020-097966

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	CROCKETT, KY 41413

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	812 12TH ST, OREGON CITY, OR 97045-1666
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031608
Date	May 1, 2020
Instrument	2020-031608

Lender

Name	CROSSCOUNTY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 31, 2017
Property Address	812 12TH ST, OREGON CITY, OR 97045-1666
Document Number	0000059900
Instrument Date	Aug 1, 2017
Instrument	2017-059900
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 12TH ST, OREGON CITY, OR 97045-1666

Mortgage

Document Number	0000059901
Date	Aug 31, 2017
Instrument	2017-059901

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 812 12th St was $3,997.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,997.00	$199,538	$472,751 Land $162,231 Building $310,520
2023	$3,537.00	$188,085	$471,512 Land $160,282 Building $311,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 812 12th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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