620 12th St, Oregon City, OR 97045 Property Records

Clackamas County property record for 620 12th St, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,373 sqft · built 1911
Lot Size	0.08 acres (3,465 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Sep 2026)
Tax Bill	$4,638 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22E31AA02400`

Property Details

APN / Parcel Number

Primary APN	`22E31AA02400`
Alternative APN	`00570439`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,373 sqft Living Area
Basement Area	1,050 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Logs
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	3,465 sqft (0.08 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00570439
Street Address	620 12TH ST
City	OREGON CITY
State	OR
Zip	97045-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	2 OREGON CITY PT LT 1 BLK 68
Legal Range	2E
Legal Township	2S
Legal Section	31
Legal Subdivision	OREGON CITY
Legal Block	68
Legal Lot Number	1
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	5
Census Block	5035
Census Tract	22400

Owner

Source: Clackamas County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	620 12TH ST, OREGON CITY, OR 97045-1614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO
Nov 9, 2022	Warranty Deed, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 18, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jan 9, 2017	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Nov 9, 2022 · Amount on Record
Deed Document Number	202639592
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Sep 14, 2026
Property Address	620 12TH ST, OREGON CITY, OR 97045-1614
Document Number	0000039592
Instrument Date	Sep 3, 2026
Instrument	202639592
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 12TH ST, OREGON CITY, OR 97045-1614

Mortgage

Document Number	0000039593,
Date	Sep 14, 2026
Instrument	202639593

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Nov 9, 2022
Property Address	620 12TH ST, OREGON CITY, OR 97045-1614
Document Number	0000058581
Map Reference	MB 133 PG 431
Instrument Date	Nov 4, 2022
Instrument	2022-058581
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	620 12TH ST, OREGON CITY, OR 97045-1614

Mortgage

Document Number	0000058582
Date	Nov 9, 2022
Instrument	2022-058582

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	620 12TH ST, OREGON CITY, OR 97045-1614
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014490
Date	Feb 10, 2021
Instrument	2021-014490

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	620 12TH ST, OREGON CITY, OR 97045-1614
Document Number	0000012821
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 12TH ST OREGON CITY OR 970451614, OREGON CITY, OR 97045-1614

Mortgage

Document Number	0000012821
Date	Feb 24, 2020
Instrument	12821

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jan 9, 2017
Property Address	620 12TH ST, OREGON CITY, OR 97045-1614
Document Number	0000001829
Map Reference	MB133 PG431
Instrument Date	Jan 6, 2017
Instrument	2017-001829
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	LAWYERS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 12TH ST, OREGON CITY, OR 97045-1614

Mortgage

Document Number	0000001830
Date	Jan 9, 2017
Instrument	2017-001830

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,638.00 (+13.01%)	$231,518 (+6.09%)	$590,548 (+0.03%) Land $138,798 Building $451,750
2023	$4,104.00	$218,229	$590,351 Land $137,131 Building $453,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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