8118 Spring Forest Ln, Wesley Chapel, FL 33544 Property Records

Pasco County property record for 8118 Spring Forest Ln, Wesley Chapel, FL 33544

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,445 sqft · built 2006
Lot Size	2.41 acres (105,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Jul 2019)
Tax Bill	$7,562 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2023 Line of Credit + 4 more
Flood Zone	Zone AE (high risk)
APN	`25-25-19-0030-00100-0580`

Property Details

APN / Parcel Number

Primary APN	`25-25-19-0030-00100-0580`
Alternative APNs	`1925250030001000580` `0643610`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	4,445 sqft Living Area
Gross Area	5,303 sqft
1st Floor Area	4,057 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	105,008 sqft (2.41 acres)
Garage Type	Attached
Garage Area	858 sqft
Driveway	Concrete Driveway
Driveway Area	1,340 sqft
Parking Spaces	3 Parking Spaces
Pool Area	500 sqft
Porch	Florida Room
Porch Area	475 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8118 SPRING FOREST LN
City	WESLEY CHAPEL
State	FL
Zip	33544-2664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	WESTWOOD ESTATES PB 44 PG 042 BLOCK 1 LOT 58
Legal Range	19E
Legal Township	25S
Legal Section	25
Legal Subdivision	WESTWOOD ESTATES
Legal Tract	30
Legal Block	1
Legal Lot Number	58
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1003
Census Tract	32005

Owner

Source: Pasco County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8118 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 17, 2017	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 8, 2019	Warranty Deed, Transfer SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	May 17, 2011 · Amount on Record
Deed Document Number	2019113254
Deed Book / Page	9933 / 3735
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	8118 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2664
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8118 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2664

Mortgage

Document Number	0113210276
Date	Nov 24, 2025
Book Page	11321/276
Instrument	2025221361

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	8118 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2664
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0108933954
Date	Oct 2, 2023
Book Page	10893/3954
Instrument	2023173766

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	8118 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2664
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8118 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2664

Mortgage

Document Number	0104112336
Date	Aug 10, 2021
Book Page	10411/2336
Instrument	2021168113

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	8118 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2664
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094840455
Date	Jan 17, 2017
Book Page	9484/0455
Instrument	2017006012

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	8118 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2664
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101621949
Date	Aug 24, 2020
Book Page	10162/1949
Instrument	2020138116

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jul 8, 2019
Property Address	8118 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2664
Document Number	0099333735
Book / Page	009933 / 003735
Instrument Date	Jun 28, 2019
Instrument	113254
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	STAR TITLE PARTNERS/PALM HARBOR, STAR TITLE PTRS/PALM HARBOR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8118 SPRING FOREST LN WESLEY CHAPEL FL 335442664, WESLEY CHAPEL, FL 33544-2664

Mortgage

Document Number	99333737
Date	Jul 8, 2019
Book Page	009933/003737
Instrument	113255

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$531,780 (+11.16%)	$837,185 (+4.12%) Land $138,488 Building $698,697
2025	$7,562.00 (+6.1%) Homeowner's exemption	$478,370 (+5.99%) Land $138,488 Building $339,882	$804,085 (+6.65%) Land $138,488 Building $665,597
2023	$7,127.00 (+11.08%) Additional exemption filed	$451,350 (+3%) Land $138,488 Building $312,862	$753,928 (+13.62%) Land $138,488 Building $615,440
2022	$6,416.00 Homeowner's exemption	$438,210 Land $115,497 Building $322,713	$663,524 Land $115,497 Building $548,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	70.3 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 124 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	18 (2003–2024)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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