8117 Stone Ridge Dr, Frederick, MD 21702 Property Records

Frederick County property record for 8117 Stone Ridge Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,372 sqft · built 1989
Lot Size	0.316 acres (13,775 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2021)
Tax Bill	$5,438 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-431079`

Property Details

APN / Parcel Number

Primary APN	`21-431079`
Alternative APN	`431079`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,372 sqft Living Area
Gross Area	2,764 sqft
1st Floor Area	1,572 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,775 sqft (0.316 acres)
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	64 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	431079
Street Address	8117 STONE RIDGE DR
City	FREDERICK
State	MD
Zip	21702-9424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 17 PLAT 3 SECT 1 13775 SQ. FT. CLOVER HILL III
Legal Subdivision	CLOVER HILL 03
Legal Lot Number	17
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3025
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

8117 Stone Ridge Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8117 STONE RIDGE DR, FREDERICK, MD 21702-9424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on File
Deed Sale	Jun 21, 2021 · Amount on File
Prior Sale	Apr 6, 1999 · Amount on File
Deed Book / Page	15002 / 484
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 21, 2021
Property Address	8117 STONE RIDGE DR, FREDERICK, MD 21702-9424
Document Number	0150020484
Book / Page	15002 / 484
Map Reference	MB 35 PL 156
Instrument Date	Jun 11, 2021
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8117 STONE RIDGE DR, FREDERICK, MD 21702-9424

Mortgage

Document Number	15002489
Date	Jun 21, 2021
Instrument	15002/489

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8117 Stone Ridge Dr was $5,438.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,100 Land $139,800 Building $345,300	$485,100 Land $139,800 Building $345,300
2025	$5,438.00
2023	$4,112.00	$343,400 Land $77,700 Building $265,700	$343,400 Land $77,700 Building $265,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8117 Stone Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8117 Stone Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLOVERHILL 3 - CONSECUTIVE TO MD0100015 serves 888 people · EPA ID MD0100031
Water Source	Purchased surface water from CITY OF FREDERICK
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2017) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20