8112 Stone Ridge Dr, Frederick, MD 21702 Property Records

Frederick County property record for 8112 Stone Ridge Dr, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,289 sqft · built 1988
Lot Size0.318 acres (13,832 sqft)
Owner2 Individual Names on Record
Last Sale$595,000 (Sep 2023)
Tax Bill$5,222 (2024)
Deeds & MortgagesSep 2023 Sale & Mortgage
Nov 2023 Transfer
Flood ZoneZone X (minimal risk)
APN21-431125

Property Details

APN / Parcel Number

Primary APN21-431125
Alternative APN
  • 431125

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,289 sqft Living Area
Gross Area2,981 sqft
1st Floor Area1,225 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area13,832 sqft (0.318 acres)
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number431125
Street Address8112 STONE RIDGE DR
CityFREDERICK
StateMD
Zip21702-9449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 129 PLAT 5 SECT 1 13832 SQ. FT. CLOVER HILL III
Legal SubdivisionCLOVER HILL 03
Legal Lot Number129
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group3
Census Block3027
Census Tract751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8112 STONE RIDGE DR, FREDERICK, MD 21702-9449
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2023Deed, Transfer · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Nov 17, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2023 · Amount on Record
Deed SaleSep 22, 2023 · Amount on Record
Prior SaleJun 15, 1988 · Amount on Record
Deed Book / Page16610 / 51
Record UpdatedJun 8, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 22, 2023
Property Address8112 STONE RIDGE DR, FREDERICK, MD 21702-9449
Document Number0166100051
Book / Page16610 / 51
Map ReferenceMB 35 PG 156
Instrument DateSep 22, 2023
Transaction TypeTransfer
Record UpdatedOct 6, 2023
Title CompanyCLEAR TITLE, CLEAR TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,487.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address8112 STONE RIDGE DR, FREDERICK, MD 21702-9449

Mortgage

Document Number0001661057
DateSep 22, 2023
Instrument16610/57
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateNov 17, 2023
Property Address8112 STONE RIDGE DR, FREDERICK, MD 21702-9449
Document Number0166740010
Book / Page16674 / 10
Map ReferenceMB 35 PG 156
Instrument DateSep 22, 2023
Transaction TypeTransfer
Record UpdatedDec 12, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8112 STONE RIDGE DR, FREDERICK, MD 21702-9449

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$471,567 (+25.25%)$519,100 (+37.88%) Land $139,800 Building $379,300
2024$5,222.00 (+16.04%)
2023$4,500.00 Homeowner's exemption$376,500 Land $77,800 Building $298,700$376,500 Land $77,800 Building $298,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLOVERHILL 3 - CONSECUTIVE TO MD0100015
serves 888 people · EPA ID MD0100031
Water SourcePurchased surface water from CITY OF FREDERICK
Last State InspectionOct 2023
LeadUnder 1 ppb (2017)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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