8117 Roy St, Lemon Grove, CA 91945 Property Records

San Diego County property record for 8117 Roy St, Lemon Grove, CA 91945

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,082 sqft · built 1952
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,000 (Jun 2018)
Tax Bill	$7,283 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`480-223-05-00`

Property Details

APN / Parcel Number

Primary APN	`480-223-05-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,082 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	6,900 sqft (0.158 acres)

Location & Zoning

Street Address	8117 ROY ST
City	LEMON GROVE
State	CA
Zip	91945-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 38 TR 002729
Legal Subdivision	PALM VILLAS
Legal Tract	002729
Legal Block	4
Legal Lot Number	38
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4003
Census Tract	14001

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8117 ROY ST, LEMON GROVE, CA 91945-2524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · FHA Mortgage WORLD WIDE CREDIT
May 8, 2019	Deed of Trust, Mortgage · FHA Mortgage WORLD WIDE CREDIT
Jun 29, 2018	Grant Deed, Transfer WORLD WIDE CREDIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	Oct 23, 2014 · Amount on Record
Deed Document Number	2018268369
Prior Transfer Date	Jul 16, 2014
Prior Transfer Doc	0000313638
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8117 ROY ST, LEMON GROVE, CA 91945-2524
Document Number	0000466005
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8117 ROY ST LEMON GROVE CA 919452524, LEMON GROVE, CA 91945-2524

Mortgage

Document Number	0000466005
Date	Aug 18, 2020
Instrument	466005

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8117 ROY ST, LEMON GROVE, CA 91945-2524
Document Number	0000181632
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8117 ROY ST LEMON GROVE CA 919452524, LEMON GROVE, CA 91945-2524

Mortgage

Document Number	0000181632
Date	May 14, 2019
Instrument	181632

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2018
Property Address	8117 ROY ST, LEMON GROVE, CA 91945-2524
Document Number	0000268369
Instrument Date	Jun 22, 2018
Instrument	268369
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$493.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8117 ROY ST LEMON GROVE CA 919452524, LEMON GROVE, CA 91945-2524

Mortgage

Document Number	268370
Date	Jun 29, 2018
Instrument	268370

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Lemon Grove City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lemon Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$526,192 (+2%) Land $359,779 Building $166,413
2025	$7,283.00 (+10.55%)	$515,875 (+4.04%) Land $352,725 Building $163,150
2023	$6,588.00 (+1.4%)	$495,844 Land $339,029 Building $156,815
2022	$6,497.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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