8117 Fire Opal Ln, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 8117 Fire Opal Ln, Delray Beach, FL 33446

Property Summary

Property TypeZero Lot Line
Details4 bd · 3 ba · 2,656 sqft · built 2016
Lot Size0.139 acres (6,072 sqft)
OwnerIndividual Name on Record
Last Sale$544,000 (Jan 2021)
Tax Bill$7,915 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00-42-46-08-04-000-2210

Property Details

APN / Parcel Number

Primary APN00-42-46-08-04-000-2210

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,656 sqft Living Area
Gross Area3,328 sqft
1st Floor Area1,197 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeWood Truss
Roof MaterialTile
Lot Area6,072 sqft (0.139 acres)
PorchOpen Porch
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address8117 FIRE OPAL LN
CityDELRAY BEACH
StateFL
Zip33446-2238
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Zero Lot Line
Local Zoning CodePUD
Legal DescriptionATLANTIC COMMONS PL 5 LT 221
Legal Range42
Legal Township46
Legal Section08
Legal SubdivisionATLANTIC COMMONS PL 5
Legal Lot Number221
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group3
Census Block3007
Census Tract5934

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8117 FIRE OPAL LN, DELRAY BEACH, FL 33446-2238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Jan 6, 2021Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2021 · Amount on Record
Deed SaleJan 6, 2021 · Amount on Record
Prior SaleSep 7, 2016 · Amount on Record
Deed Document Number20210005937
Deed Book / Page32069 / 972
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address8117 FIRE OPAL LN, DELRAY BEACH, FL 33446-2238
Transaction TypeMortgage
Record UpdatedFeb 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address8117 FIRE OPAL LN, DELRAY BEACH, FL 33446-2238

Mortgage

Document Number0332300222
DateJan 19, 2022
Book Page33230/222
Instrument20220026509
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateJan 6, 2021
Property Address8117 FIRE OPAL LN, DELRAY BEACH, FL 33446-2238
Document Number0320690972
Book / Page32069 / 972
Map ReferenceMB 120 PG 13
Instrument DateDec 21, 2020
Instrument20210005937
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyMARRERO ESCROW & TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,808.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7202 PROMENADE DR APT 602, 7202, BOCA RATON, FL 33433-2837

Transferred To (Grantee/Buyer)

NameVerified Name
Address8117 FIRE OPAL LN, DELRAY BEACH, FL 33446-2238

Mortgage

Document Number0320690974
DateJan 6, 2021
Book Page32069/974
Instrument20210005938
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,915.00 (+4.46%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$503,646 (+5.99%)$675,567 (-4.1%) Land $221,968 Building $453,599
2023$7,577.00 (+0.78%) Homeowner's exemption$475,196 (+3%)$704,480 (+12.14%) Land $249,826 Building $454,654
2022$7,518.00 Homeowner's exemption$461,355$628,228 Land $194,115 Building $434,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 239 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies239 in force
Nearby Flood Claims6 (1999–2012)
Claims Outside the SFHA6 of 6
Most Recent ClaimAug 2012 · river or lake flooding
Claims by Event
  • Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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