8088 Fire Opal Ln, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 8088 Fire Opal Ln, Delray Beach, FL 33446

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,656 sqft · built 2016
Lot Size0.096 acres (4,195 sqft)
Owner2 Individual Names on Record
Last Sale$940,000 (Jul 2026)
Tax Bill$8,390 (2025)
Deeds & MortgagesJul 2026 Sale
Nov 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN00-42-46-08-04-000-2250

Property Details

APN / Parcel Number

Primary APN00-42-46-08-04-000-2250

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,656 sqft Living Area
Gross Area3,328 sqft
1st Floor Area1,197 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeWood Truss
Roof MaterialConcrete
Lot Area4,195 sqft (0.096 acres)
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address8088 FIRE OPAL LN
CityDELRAY BEACH
StateFL
Zip33446-2237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionATLANTIC COMMONS PL 5 LT 225
Legal Range42E
Legal Township46S
Legal Section08
Legal SubdivisionATLANTIC COMMONS PL 5
Legal Lot Number225
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group3
Census Block3008
Census Tract5934

Owner

Source: Palm Beach County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8088 FIRE OPAL LN, DELRAY BEACH, FL 33446-2237
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Warranty Deed, Transfer
PATCH REEF TITLE COMPANY INC, PATCH REEF TITLE
Nov 22, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
May 4, 2020Warranty Deed, Transfer · Conventional Mortgage
ADVANCIAL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2026 · Amount on Record
Deed SaleJul 21, 2026 · Amount on Record
Prior SaleMay 4, 2020 · Amount on Record
Deed Document Number2026264305
Deed Book / Page36671 / 1271
Prior Transfer DateOct 6, 2022
Prior Transfer Doc0339690044
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateJul 21, 2026
Property Address8088 FIRE OPAL LN, DELRAY BEACH, FL 33446-2237
Document Number0000264305
Book / Page36671 / 1271
Instrument DateJul 17, 2026
Instrument2026264305
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyPATCH REEF TITLE COMPANY INC, PATCH REEF TITLE

Transaction

AmountAmount Recorded
Tax$664,580.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8088 FIRE OPAL LN, DELRAY BEACH, FL 33446-2237

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPALM BEACH FL
Recording DateNov 22, 2022
Property Address8088 FIRE OPAL LN, DELRAY BEACH, FL 33446-2237
Document Number0339690044
Book / Page33969 / 44
Map ReferenceMB 120 PG 13
Instrument DateOct 6, 2022
Instrument20220463925
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8088 FIRE OPAL LN, DELRAY BEACH, FL 33446-2237

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8088 FIRE OPAL LN, DELRAY BEACH, FL 33446-2237

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateMay 4, 2020
Property Address8088 FIRE OPAL LN, DELRAY BEACH, FL 33446-2237
Document Number0313981950
Book / Page31398 / 1950
Map ReferenceMB 120 PG 13
Instrument DateApr 27, 2020
Instrument20200152420
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,815.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15812 GLENCREST AVE, 15812, DELRAY BEACH, FL 33446-9582

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8088 FIRE OPAL LN, DELRAY BEACH, FL 33446-2237

Mortgage

Document Number0313981951
DateMay 4, 2020
Instrument31398/1951
Lender
NameADVANCIAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateMay 1, 2027
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change5.75%
Index1-Year CMT
Margin3
Max Rate9.75%

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,390.00 (+3%)$528,053 (+5.99%)$715,479 (-4.34%) Land $264,285 Building $451,194
2024$8,146.00 (+2.4%)
2023$7,955.00 (+0.76%) Homeowner's exemption$498,224 (+3%)$747,969 (+15.93%) Land $295,200 Building $452,769
2022$7,895.00 Homeowner's exemption$483,713$645,174 Land $219,986 Building $425,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 239 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies239 in force
Nearby Flood Claims6 (1999–2012)
Claims Outside the SFHA6 of 6
Most Recent ClaimAug 2012 · river or lake flooding
Claims by Event
  • Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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