8115 196th Ave E, Bonney Lake, WA 98391 Property Records

Pierce County property record for 8115 196th Ave E, Bonney Lake, WA 98391

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,665 sqft · built 1994
Lot Size	0.25 acres (10,875 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,065 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`700024-0-070`

Property Details

APN / Parcel Number

Primary APN	`700024-0-070`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,665 sqft Living Area
Gross Area	3,206 sqft
1st Floor Area	1,303 sqft
Upper Floors Area	1,362 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,875 sqft (0.25 acres)
Garage Type	Attached
Garage Area	541 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	8115 196TH AVE E
City	BONNEY LAKE
State	WA
Zip	98391-8483
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SECTION 33 TOWNSHIP 20 RANGE 05 QUARTER 11 KELLY CREEK VISTA II L 7 TOG/W 1/39TH UND INT IN TR B & D EASE OF RECORD OUT OF 1-029 & 1-021 SEG E-0039NF 02-12-93CL
Legal Range	05
Legal Township	20
Legal Section	33
Legal Subdivision	KELLY CREEK VISTA II
Legal Tract	B
Legal Block	D
Legal Lot Number	7
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	3
Census Block	3008
Census Tract	70309

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8115 196TH AVE E, BONNEY LAKE, WA 98391-8483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION
Mar 16, 2022	Deed of Trust, Mortgage · Line of Credit TAPCO CU
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 1994
Deed Sale	Mar 30, 1994
Deed Document Number	1994768
Deed Book / Page	1007 / 1700
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Apr 22, 2026
Property Address	8115 196TH AVE E, BONNEY LAKE, WA 98391-8483
Document Number	0000000310
Instrument Date	Apr 9, 2026
Instrument	2026310
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8115 196TH AVE E, BONNEY LAKE, WA 98391-8483

Mortgage

Document Number	0000000310,
Date	Apr 22, 2026
Instrument	2026310

Lender

Name	BOEING EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 14, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8115 196TH AVE E, BONNEY LAKE, WA 98391-8483
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003160128
Date	Mar 16, 2022
Instrument	202203160128

Lender

Name	TAPCO CU
Type	Credit Union
Address	TACOMA, WA 98466

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8115 196TH AVE E, BONNEY LAKE, WA 98391-8483
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011190472
Date	Nov 19, 2021
Instrument	202111190472

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8115 196TH AVE E, BONNEY LAKE, WA 98391-8483
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001130586
Date	Jan 13, 2021
Instrument	202101130586

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Bonney Lake City
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,065.00 (+3.79%)	$611,900 (-0.5%) Land $222,100 Building $389,800	$611,900 (-0.5%) Land $222,100 Building $389,800
2025	$6,807.00 (+21.58%)	$615,000 (+11.68%) Land $230,300 Building $384,700	$615,000 (+11.68%) Land $230,300 Building $384,700
2024	$5,599.00 (-1.15%)	$550,700 (-4.46%) Land $172,300 Building $378,400	$550,700 (-4.46%) Land $172,300 Building $378,400
2023	$5,664.00	$576,400 Land $189,300 Building $387,100	$576,400 Land $189,300 Building $387,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Skynet Broadband, Verizon.

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