8101 196th Ave E, Bonney Lake, WA 98391 Property Records

Pierce County property record for 8101 196th Ave E, Bonney Lake, WA 98391

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,882 sqft · built 1993
Lot Size	0.266 acres (11,575 sqft)
Owner	2 Individual Names on Record
Last Sale	$597,500 (Nov 2023)
Tax Bill	$6,256 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`700024-0-040`

Property Details

APN / Parcel Number

Primary APN	`700024-0-040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,882 sqft Living Area
Gross Area	2,434 sqft
1st Floor Area	1,882 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,575 sqft (0.266 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	140 sqft
Deck Area	680 sqft
Patio Area	680 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	8101 196TH AVE E
City	BONNEY LAKE
State	WA
Zip	98391-8483
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SECTION 33 TOWNSHIP 20 RANGE 05 QUARTER 11 KELLY CREEK VISTA II L 4 TOG/W 139TH UND INT IN TR B & D EASE OF RECORD OUT OF 1-029 & 1-021 SEG E-0039NF 02-12-93CL
Legal Range	05
Legal Township	20
Legal Section	33
Legal Subdivision	KELLY CREEK VISTA II
Legal Tract	B
Legal Block	D
Legal Lot Number	4
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	3
Census Block	3008
Census Tract	70309

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8101 196TH AVE E, BONNEY LAKE, WA 98391-8483
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 13, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 22, 2020	Deed of Trust, Mortgage · Line of Credit BOEING WICHITA CU
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 27, 2017	Warranty Deed, Transfer · Conventional Mortgage RPM MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Prior Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	2023355
Prior Transfer Date	Aug 15, 1994
Prior Transfer Doc	0000000526
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8101 196TH AVE E, BONNEY LAKE, WA 98391-8483
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	WFT NATIONAL TITLE, WFG NATL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8101 196TH AVE E, BONNEY LAKE, WA 98391-8483

Mortgage

Document Number	0003100317
Date	Mar 10, 2026
Instrument	202603100317

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Max Rate	11.1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 13, 2023
Property Address	8101 196TH AVE E, BONNEY LAKE, WA 98391-8483
Document Number	0011130355
Map Reference	DOC 9208270869
Instrument Date	Nov 2, 2023
Instrument	202311130355
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,690.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8101 196TH AVE E, BONNEY LAKE, WA 98391-8483

Mortgage

Document Number	0011130356
Date	Nov 13, 2023
Instrument	202311130356

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Dec 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.7%
Max Rate	12.7%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8101 196TH AVE E, BONNEY LAKE, WA 98391-8483
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009220300
Date	Sep 22, 2020
Instrument	202009220300

Lender

Name	BOEING WICHITA CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 14, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8101 196TH AVE E, BONNEY LAKE, WA 98391-8483
Document Number	1910150719
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8101 196TH AVE E BONNEY LAKE WA 983918483, BONNEY LAKE, WA 98391-8483

Mortgage

Document Number	1910150719
Date	Oct 15, 2019
Instrument	201910150719

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 27, 2017
Property Address	8101 196TH AVE E, BONNEY LAKE, WA 98391-8483
Document Number	0010270242
Map Reference	DOC9208270869
Instrument Date	Oct 13, 2017
Instrument	201710270242
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,695.11
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8101 196TH AVE E, BONNEY LAKE, WA 98391-8483

Mortgage

Document Number	0010270243
Date	Oct 27, 2017
Instrument	201710270243

Lender

Name	RPM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Bonney Lake City
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$564,000 (+11.02%) Land $225,400 Building $338,600	$564,000 (+11.02%) Land $225,400 Building $338,600
2025	$6,256.00 (+21.1%)
2024	$5,166.00 (-1.36%)	$508,000 (-4.65%) Land $175,300 Building $332,700	$508,000 (-4.65%) Land $175,300 Building $332,700
2023	$5,237.00	$532,800 Land $192,500 Building $340,300	$532,800 Land $192,500 Building $340,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Skynet Broadband, Verizon.

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