8113 Old Ferry Rd, Monroe, NC 28110 Property Records

Union County property record for 8113 Old Ferry Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,027 sqft · built 2003
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$513,000 (Oct 2019)
Tax Bill	$5,704 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-117-023A`

Property Details

APN / Parcel Number

Primary APN	`08-117-023A`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,027 sqft Living Area
Gross Area	4,680 sqft
1st Floor Area	3,622 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	653 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8113 OLD FERRY RD
City	MONROE
State	NC
Zip	28110-9457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 FAIR
Legal Description	7495-738
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1028
Census Tract	20204

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8113 OLD FERRY RD, MONROE, NC 28110-9457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Oct 22, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2019 · Amount on Record
Deed Sale	Oct 22, 2019 · Amount on Record
Prior Sale	Jul 28, 2014 · Amount on Record
Deed Document Number	201932495
Deed Book / Page	7495 / 738
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	8113 OLD FERRY RD, MONROE, NC 28110-9457
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	SILK TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008530611
Date	Jul 22, 2022
Book Page	8530/611
Instrument	26024

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 22, 2019
Property Address	8113 OLD FERRY RD, MONROE, NC 28110-9457
Document Number	0007495738
Book / Page	7495 / 738
Instrument Date	Oct 15, 2019
Instrument	0032495
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	INVESTORS TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,026.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	717 GOOSE CREEK, 717, LOCUST, NC 28097

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8113 OLD FERRY RD, MONROE, NC 28110-9457

Mortgage

Document Number	0000032496
Date	Oct 22, 2019
Instrument	0032496

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Fairview Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,117,000 (-) Land $299,000 Building $818,000	$1,117,000 (-) Land $299,000 Building $818,000
2025	$5,704.00 (+43.5%)	$1,117,000 (+84.96%) Land $299,000 Building $818,000	$1,117,000 (+84.96%) Land $299,000 Building $818,000
2023	$3,975.00	$603,900 Land $139,200 Building $464,700	$603,900 Land $139,200 Building $464,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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