8111 Old Ferry Rd, Monroe, NC 28110 Property Records

Union County property record for 8111 Old Ferry Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,274 sqft · built 1992
Lot Size	7.92 acres (345,126 sqft)
Owner	2 Individual Names on Record
Last Sale	$835,000 (Oct 2021)
Tax Bill	$4,572 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-117-023`

Property Details

APN / Parcel Number

Primary APN	`08-117-023`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	4,274 sqft Living Area
Gross Area	5,184 sqft
1st Floor Area	825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	345,126 sqft (7.92 acres)
Garage Type	Detached
Garage Area	1,345 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8111 OLD FERRY RD
City	MONROE
State	NC
Zip	28110-9457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 FAIR
Legal Description	#1 OPCO279 OPCO474
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1028
Census Tract	20204

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8111 OLD FERRY RD, MONROE, NC 28110-9457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Oct 8, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Jun 12, 2018 · Amount on Record
Deed Document Number	202148335
Deed Book / Page	8274 / 146
Prior Transfer Date	Mar 12, 2015
Prior Transfer Doc	0000006486
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	8111 OLD FERRY RD, MONROE, NC 28110-9457
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009291806
Date	Jan 27, 2026
Book Page	9291/806
Instrument	1970

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 12, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 8, 2021
Property Address	8111 OLD FERRY RD, MONROE, NC 28110-9457
Document Number	0008274146
Book / Page	8274 / 146
Instrument Date	Oct 8, 2021
Instrument	48335
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1428 ELLIS GRIFFIN RD, WINGATE, NC 28174-8245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8111 OLD FERRY RD, MONROE, NC 28110-9457

Mortgage

Document Number	0000048336
Date	Oct 8, 2021
Instrument	48336

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Fairview Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$895,300 (-) Land $266,300 Building $629,000	$895,300 (-) Land $266,300 Building $629,000
2025	$4,572.00 (+17.99%)	$895,300 (+52.08%) Land $266,300 Building $629,000	$895,300 (+52.08%) Land $266,300 Building $629,000
2023	$3,875.00	$588,700 Land $120,100 Building $468,600	$588,700 Land $120,100 Building $468,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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