811 W Harbour Ct, Ocoee, FL 34761 Property Records

Orange County property record for 811 W Harbour Ct, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 1984
Lot Size	0.239 acres (10,418 sqft)
Owner	2 Company Names on Record
Last Sale	$400,000 (Aug 2026)
Tax Bill	$3,654 (2025)
Deeds & Mortgages	Aug 2026 Sale Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-22-28-3379-00-060`

Property Details

APN / Parcel Number

Primary APN	`20-22-28-3379-00-060`
Alternative APNs	`282220337900060` `244110` `248954` `253523`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	1,860 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Exterior Material	Concrete/Cinder Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,418 sqft (0.239 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Patio Area	420 sqft
Storage Building	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	811 W HARBOUR CT
City	OCOEE
State	FL
Zip	34761-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	HARBOUR HIGHLANDS 12/8 LOT 6
Legal Range	28E
Legal Township	22S
Legal Section	20
Legal Subdivision	HARBOUR HIGHLANDS
Legal Tract	3379
Legal Lot Number	6
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3035
Census Tract	14906

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	605 HILL AVE, OCOEE, FL 34761-2340
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Warranty Deed, Transfer APEX TITLE AGENCY, APEX TITLE
Jun 21, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 1, 2018	Warranty Deed, Transfer · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2026 · Amount on Record
Deed Sale	Aug 13, 2026 · Amount on Record
Prior Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	2026451627
Prior Transfer Date	Sep 22, 2018
Prior Transfer Doc	0000577119
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 13, 2026
Property Address	811 W HARBOUR CT, OCOEE, FL 34761-3118
Document Number	0000451627
Instrument Date	Aug 12, 2026
Instrument	2026451627
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	APEX TITLE AGENCY, APEX TITLE

Transaction

Amount	Amount Recorded
Tax	$282,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	605 HILL AVE, OCOEE, FL 34761-2340

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	811 W HARBOUR CT, OCOEE, FL 34761-3118
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 W HARBOUR CT, OCOEE, FL 34761-3118

Mortgage

Document Number	0000368550
Date	Jun 21, 2021
Instrument	20210368550

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 1, 2018
Property Address	811 W HARBOUR CT, OCOEE, FL 34761-3118
Document Number	0000577119
Instrument Date	Sep 22, 2018
Instrument	577119
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Tax	$733.60

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	811 W HARBOUR CT OCOEE FL 347613118, OCOEE, FL 34761-3118

Mortgage

Document Number	577120
Date	Oct 1, 2018
Instrument	577120

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,562 (+2.7%)	$348,050 (-1.22%) Land $85,000 Building $263,050
2025	$3,654.00 (+8.2%) Homeowner's exemption	$219,632 (+5.99%)	$352,350 (+11.15%) Land $85,000 Building $267,350
2024	$3,377.00 (+3.49%)
2023	$3,263.00 (+4.15%) Homeowner's exemption	$207,225 (+3.7%)	$316,997 (+17.71%) Land $85,000 Building $231,997
2022	$3,133.00 Homeowner's exemption	$199,830	$269,302 Land $75,000 Building $194,302

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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