809 W Harbour Ct, Ocoee, FL 34761 Property Records

Orange County property record for 809 W Harbour Ct, Ocoee, FL 34761 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage2,092 sqft Living Area
Lot Size11,216 sqft (0.257 acres)
OccupancyOwner Occupied
Last Sale$188,000 (2014)
Tax Bill$3,859.00 (2025)

Property Details

APN / Parcel Number

Primary APN20-22-28-3379-00-050
Alternative APNs
  • 282220337900050
  • 244109
  • 248953
  • 253521

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,092 sqft Living Area
Gross Area3,084 sqft Gross Area
1st Floor2,092 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,216 sqft (0.257 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area504 sqft Garage
Total Buildings2 Total Buildings
Shed1 Shed
Porch Area488 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address809 W HARBOUR CT
CityOCOEE
StateFL
Zip34761-3118
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARBOUR HIGHLANDS 12/8 LOT 5
Legal Range28E
Legal Township22S
Legal Section20
Legal SubdivisionHARBOUR HIGHLANDS
Legal Tract3379
Legal Lot Number5
JurisdictionORANGE FL
Minor Civil DivisionWINTER GARDEN-OCOEE
Census Blockgroup3
Census Block3035
Census Tract14906

Owner

Source: Orange County records · APN 20-22-28-3379-00-050

Assessment roll updated April 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address809 W HARBOUR CT, OCOEE, FL 34761-3118
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2026Deed of Trust, Mortgage · Line of Credit
FREEDOM MORTGAGE CORPORATION
May 16, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROYAL UNITED MORTGAGE LLC
Nov 08, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 15, 2014 · Amount on Record
Deed SaleJul 15, 2014 · Amount on Record
Prior SaleJan 28, 2014
Deed Doc Number2014348366
Deed Book / Page10773 / 5332
Transfer Doc6266001925
Record RefreshedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Recording DateAug 07, 2026
Property Address809 W HARBOUR CT, OCOEE, FL 34761-3118
Document Number0000439803
Instrument DateJul 27, 2026
Instrument2026439803
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 W HARBOUR CT, OCOEE, FL 34761-3118

Mortgage

Document Number0000439803,
DateAug 07, 2026
Instrument2026439803
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 21, 2046
Interest
Rate6.49%
Max Rate-1%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address809 W HARBOUR CT, OCOEE, FL 34761-3118
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000303884
DateMay 16, 2019
Instrument20190303884
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address809 W HARBOUR CT, OCOEE, FL 34761-3118
Transaction TypeMortgage
Record UpdatedMay 27, 2022
Title CompanyWATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 W HARBOUR CT, OCOEE, FL 34761-3118

Mortgage

Document Number0000684169
DateNov 08, 2021
Instrument20210684169
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$238,240 (+2.7%)$430,260 (-1.28%) Land $85,000 Building $345,260
2025$3,859.00 (+7.88%) Homeowner's exemption$231,977 (+5.99%)$435,850 (+10.73%) Land $85,000 Building $350,850
2024$3,577.00 (+3.47%)
2023$3,457.00 (+3.38%) Homeowner's exemption$218,873 (+3%)$393,622 (+17.04%) Land $85,000 Building $308,622
2022$3,344.00 Homeowner's exemption$212,498$336,305 Land $75,000 Building $261,305

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 6% of Florida
Wildfire LikelihoodAbout 1 in 3,226 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on W Harbour Ct

Nearby Streets

Search Property Records by Address or Parcel Number