811 W 3rd St, Bloomington, IN 47404 Property Records

Monroe County property record for 811 W 3rd St, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,763 sqft · built 1925
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$434,000 (Dec 2024)
Tax Bill	$4,261 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit May 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-11180-00`

Property Details

APN / Parcel Number

Primary APN	`015-11180-00`
Alternative APN	`53-08-05-100-087.000-009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,763 sqft Living Area
1st Floor Area	852 sqft
Attic	Attic
Attic Area	1,822 sqft
Basement Area	519 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1999
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	124 ft deep x 61 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-11180-00
Street Address	811 W 3RD ST
City	BLOOMINGTON
State	IN
Zip	47404-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEM PT (61' X 124') LOT 49
Legal Subdivision	BLOOMINGTON
Legal Lot Number	49
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1004
Census Tract	401

Owner

811 W 3rd St is owned and occupied by an individual who bought it in December 2024.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	811 W 3RD ST, BLOOMINGTON, IN 47404-5003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
May 22, 2017	Warranty Deed, Transfer
Apr 18, 2017	Quit Claim Deed, Transfer · ARM INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2024 · Amount on File
Deed Sale	Dec 3, 2024 · Amount on File
Prior Sale	May 22, 2017 · Amount on File
Deed Document Number	202452636
Prior Transfer Date	May 10, 2006
Prior Transfer Doc	2006009010
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	811 W 3RD ST, BLOOMINGTON, IN 47404-5003
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 W 3RD ST, BLOOMINGTON, IN 47404-5003

Mortgage

Document Number	2022008626
Date	Jun 8, 2022
Instrument	2022008626

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BLOOMINGTON, IN 47408

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 22, 2017
Property Address	811 W 3RD ST, BLOOMINGTON, IN 47404-5003
Document Number	2017006737
Map Reference	CAB B ENV 5
Instrument Date	May 19, 2017
Instrument	2017006737
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 W 3RD ST, BLOOMINGTON, IN 47404-5003

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IN
Recording Date	Apr 18, 2017
Property Address	811 W 3RD ST, BLOOMINGTON, IN 47404-5003
Document Number	2017005009
Map Reference	CAB B ENV 5
Instrument Date	Apr 10, 2017
Instrument	2017005009
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 W 3RD ST, BLOOMINGTON, IN 47404-5003

Mortgage

Document Number	2017005010
Date	Apr 18, 2017
Instrument	2017005010

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 811 W 3rd St was $4,261, down 2.5% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,261.00 (-2.49%)	$422,900 Land $84,100 Building $338,800	$422,900 Land $84,100 Building $338,800
2024	$4,370.00
2023		$363,100 (+12.03%) Land $77,600 Building $285,500	$363,100 (+12.03%) Land $77,600 Building $285,500
2022	$3,560.00 Homeowner's exemption	$324,100 Land $67,400 Building $256,700	$324,100 Land $67,400 Building $256,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 811 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 811 W 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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