731 W 3rd St, Bloomington, IN 47404 Property Records

Monroe County property record for 731 W 3rd St, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1899
Lot Size	0.14 acres (6,098 sqft)
Owner	Trust Name on File
Tax Bill	$5,280 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Aug 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-39290-00`

Property Details

APN / Parcel Number

Primary APN	`015-39290-00`
Alternative APN	`53-08-05-107-009.000-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1999
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	118 ft deep x 50 ft wide
Terrain	High
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-39290-00
Street Address	731 W 3RD ST
City	BLOOMINGTON
State	IN
Zip	47404-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROSPECT PARK W1/2 L 1&2
Legal Subdivision	PROSPECT PARK ADDITION
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1003
Census Tract	401

Owner

731 W 3rd St is held in a trust since February 2018.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Trust Name on File
Mailing Address	2200 E MAXWELL LN, BLOOMINGTON, IN 47401-6196
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Deed, Transfer · Line of Credit INDIANA UNIVERSITY CU
Aug 30, 2018	Deed of Trust, Mortgage · Construction Mortgage INDIANA UNIVERSITY CU
Mar 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 15, 2018
Transfer Doc	2018002343
Record Updated	Sep 20, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IN
Recording Date	Jul 21, 2025
Property Address	731 W 3RD ST, BLOOMINGTON, IN 47404-5001
Document Number	2025008055
Instrument Date	Jul 18, 2025
Instrument	2025008055
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2200 E MAXWELL LN, BLOOMINGTON, IN 47401-6196

Mortgage

Document Number	2025008056
Date	Jul 21, 2025
Instrument	2025008056

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Jul 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	731 W 3RD ST, BLOOMINGTON, IN 47404-5001
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018011938
Date	Aug 30, 2018
Instrument	2018011938

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 15, 2019

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IN
Recording Date	Mar 1, 2018
Property Address	731 W 3RD ST, BLOOMINGTON, IN 47404-5001
Document Number	2018002343
Instrument Date	Feb 15, 2018
Instrument	2018002343
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 1683, BLOOMINGTON, IN 47402-1683

Tax Assessment & Valuation

The 2025 property tax bill for 731 W 3rd St was $5,280, down 3.4% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,280.00 (-3.44%)	$267,100 Land $71,300 Building $195,800	$267,100 Land $71,300 Building $195,800
2024	$5,468.00
2023		$225,400 (+21.9%) Land $65,400 Building $160,000	$225,400 (+21.9%) Land $65,400 Building $160,000
2022	$3,743.00	$184,900 Land $56,900 Building $128,000	$184,900 Land $56,900 Building $128,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 731 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 W 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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