811 Upper Neck Rd, Elmer, NJ 08318 Property Records

Salem County and Pittsgrove Township property record for 811 Upper Neck Rd, Elmer, NJ 08318

Property Summary

Property Type	Single Family Home
Details	1,960 sqft · built 1927
Lot Size	5.88 acres (256,133 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Mar 2021)
Tax Bill	$6,714 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-00604-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`11-00604-0000-00015`
Alternative APNs	`1100052000000012` `110060400015`

Interior

Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	256,133 sqft
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1100052000000012
Street Address	811 UPPER NECK RD
City	ELMER
State	NJ
Zip	08318-4548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	604
Legal Lot Number	15
Jurisdiction	SALEM NJ
Township / Civil Division	PITTSGROVE
Census Block Group	1
Census Block	1005
Census Tract	21102

Owner

811 Upper Neck Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Salem County and Pittsgrove Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	811 UPPER NECK RD, ELMER, NJ 08318-4548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed, Transfer · FHA Mortgage NATION ONE MORTGAGE
Apr 7, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2021 · Amount on File
Deed Sale	Mar 24, 2021 · Amount on File
Prior Sale	Nov 1, 2010 · Amount on File
Deed Document Number	20213492
Deed Book / Page	4583 / 282
Prior Transfer Date	Aug 21, 2003
Prior Transfer Doc	0000071843
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SALEM NJ
Recording Date	Mar 24, 2021
Property Address	811 UPPER NECK RD, ELMER, NJ 08318-4548
Document Number	0045830282
Book / Page	4583 / 282
Instrument Date	Feb 22, 2021
Instrument	2021003492
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$854.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	811 UPPER NECK RD, PITTSGROVE, NJ 08318-4548

Mortgage

Document Number	2021003493
Date	Mar 24, 2021
Instrument	2021003493

Lender

Name	NATION ONE MORTGAGE
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	811 UPPER NECK RD, ELMER, NJ 08318-4548
Document Number	0044150305
Instrument Date	Apr 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	811 UPPER NECK RD ELMER NJ 083184548, ELMER, NJ 08318-4548

Mortgage

Document Number	0044150305
Date	May 3, 2018
Book Page	004415/000305
Instrument	128289

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WINSTON-SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 2, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 811 Upper Neck Rd was $6,714, up 0.8% from the year before.

Source: Salem County and Pittsgrove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
County Subdivision	Pittsgrove Township
Unified School District	Pittsgrove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,500 (-) Land $62,500 Building $95,000	$157,500 (-) Land $62,500 Building $95,000
2025	$6,714.00 (+0.81%)	$157,500 Land $62,500 Building $95,000	$157,500 Land $62,500 Building $95,000
2024	$6,660.00
2023		$157,500 Land $62,500 Building $95,000	$157,500 Land $62,500 Building $95,000
2022	$6,235.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 811 Upper Neck Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 811 Upper Neck Rd is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 78% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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