785 Upper Neck Rd, Elmer, NJ 08318 Property Records

Salem County and Pittsgrove Township property record for 785 Upper Neck Rd, Elmer, NJ 08318

Property Summary

Property Type	Single Family Home
Details	986 sqft · built 1918
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (May 2022)
Tax Bill	$4,208 (2025)
Deeds & Mortgages	Nov 2022 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00604-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`11-00604-0000-00013`
Alternative APNs	`1100052000000009A` `110060400013`

Interior

Stories	1 Story
Building Area	986 sqft Living Area
1st Floor Area	986 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Aluminum/Vinyl
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1100052000000009A
Street Address	785 UPPER NECK RD
City	ELMER
State	NJ
Zip	08318-4550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	604
Legal Lot Number	13
Jurisdiction	SALEM NJ
Township / Civil Division	PITTSGROVE
Census Block Group	1
Census Block	1005
Census Tract	21102

Owner

785 Upper Neck Rd is owned and occupied by an individual who bought it in May 2022.

Source: Salem County and Pittsgrove Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	785 UPPER NECK RD, ELMER, NJ 08318-4550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · FHA Mortgage TAM LENDING CENTER INC
May 11, 2022	Deed, Transfer · FHA Mortgage TAM LENDING CENTER INC
May 11, 2022	Intrafamily Transfer, Transfer DOMINION TITLE SERVICES/BRIDGETON, DOMINION TTL SVCS DRIDGETON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022 · Amount on File
Deed Sale	May 11, 2022 · Amount on File
Prior Sale	May 9, 2007 · Amount on File
Deed Document Number	20225383
Deed Book / Page	4631 / 1064
Prior Transfer Date	Apr 27, 2022
Prior Transfer Doc	0046311058
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	785 UPPER NECK RD, ELMER, NJ 08318-4550
Transaction Type	Mortgage
Record Updated	Dec 6, 2022
Title Company	DOMINION TTL SVCS BRIDGETON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046500985
Date	Nov 28, 2022
Book Page	4650/985
Instrument	2022012268

Lender

Name	TAM LENDING CENTER INC
Type	Mortgage Company
Address	AUDUBON, NJ 08106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SALEM NJ
Recording Date	May 11, 2022
Property Address	785 UPPER NECK RD, ELMER, NJ 08318-4550
Document Number	0046311064
Book / Page	4631 / 1064
Instrument Date	May 5, 2022
Instrument	2022005383
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	DOMINION TITLE SERVICES/BRIDGETON, DOMINION TTL SVCS BRIDGETON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	785 UPPER NECK RD, 785, ELMER, NJ 08318-4550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JOHN ST, PENNS GROVE, NJ 08069-1707

Mortgage

Document Number	2022005384
Date	May 11, 2022
Instrument	2022005384

Lender

Name	TAM LENDING CENTER INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	2 Months
Due	Jul 1, 2022

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALEM NJ
Recording Date	May 11, 2022
Property Address	785 UPPER NECK RD, ELMER, NJ 08318-4550
Document Number	0046311058
Book / Page	4631 / 1058
Instrument Date	Apr 27, 2022
Instrument	2022005382
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	DOMINION TITLE SERVICES/BRIDGETON, DOMINION TTL SVCS DRIDGETON

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	785 UPPER NECK RD, 785, PITTSGROVE, NJ 08318-4550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 493, WILLIAMSTOWN, NJ 08094-0493

Tax Assessment & Valuation

The 2025 property tax bill for 785 Upper Neck Rd was $4,208, up 0.8% from the year before.

Source: Salem County and Pittsgrove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
County Subdivision	Pittsgrove Township
Unified School District	Pittsgrove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,700 (-) Land $38,500 Building $60,200	$98,700 (-) Land $38,500 Building $60,200
2025	$4,208.00 (+0.81%)	$98,700 Land $38,500 Building $60,200	$98,700 Land $38,500 Building $60,200
2024	$4,174.00
2023		$98,700 Land $38,500 Building $60,200	$98,700 Land $38,500 Building $60,200
2022	$3,907.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 785 Upper Neck Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 785 Upper Neck Rd is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 78% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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