811 SE 13th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 811 SE 13th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,246 sqft · built 1967
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Nov 2023)
Tax Bill	$2,720 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-22-37-35-0290-00000-1170`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0290-00000-1170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,246 sqft Heated Area
Gross Area	2,332 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	811 SE 13TH ST
City	OKEECHOBEE
State	FL
Zip	34974-5355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE FIRST ADDITION TO OKEECHOBEE ESTATES, AN ADDITION TO OKEECHOBEE (PLAT BOOK 3 PAGE 23) LOT 117
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	THE FIRST ADDITION
Legal Lot Number	117
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1038
Census Tract	910500

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	811 SE 13TH ST, OKEECHOBEE, FL 34974-5355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Warranty Deed, Transfer · Conventional Mortgage ACOPIA LLC
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Nov 14, 2011 · Amount on Record
Deed Document Number	2023013540
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Nov 30, 2023
Property Address	811 SE 13TH ST, OKEECHOBEE, FL 34974-5355
Document Number	0000013540
Map Reference	MB 3 PG 23
Instrument Date	Nov 29, 2023
Instrument	2023013540
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	811 SE 13TH ST, OKEECHOBEE, FL 34974-5355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 SE 13TH ST, OKEECHOBEE, FL 34974-5355

Mortgage

Document Number	0000013541
Date	Nov 30, 2023
Instrument	2023013541

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	811 SE 13TH ST, OKEECHOBEE, FL 34974-5355
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 SE 13TH ST, OKEECHOBEE, FL 34974-5355

Mortgage

Document Number	2021008159
Date	Jun 29, 2021
Instrument	2021008159

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,720.00 (+148.4%) Homeowner's exemption	$181,943 (+206.95%) Land $21,600 Building $160,343	$181,943 (+3.64%) Land $21,600 Building $160,343
2023	$1,095.00 (+5.09%) Homeowner's exemption	$59,275 (+3%)	$175,549 (+14.87%) Land $15,840 Building $159,709
2022	$1,042.00 Homeowner's exemption	$57,549	$152,826 Land $12,240 Building $140,586

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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