803 SE 13th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 803 SE 13th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,020 sqft · built 1968
Lot Size	0.378 acres (16,466 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Nov 2025)
Tax Bill	$3,026 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3-22-37-35-0290-00000-1130`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0290-00000-1130`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,020 sqft Heated Area
Gross Area	1,578 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,466 sqft (0.378 acres)
Lot Dimensions	110 ft deep x 150 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	803 SE 13TH ST
City	OKEECHOBEE
State	FL
Zip	34974-5355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE FIRST ADDITION TO OKEECHOBEE ESTATES, AN ADDITION TO OKEECHOBEE (PLAT BOOK 3 PAGE 23) LOTS 113 & 114
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	THE FIRST ADDITION
Legal Lot Number	113,114 114
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1038
Census Tract	910500

Owner

Source: Okeechobee County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	803 SE 13TH ST, OKEECHOBEE, FL 34974-5355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING LLC
Feb 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	Feb 16, 2018
Deed Document Number	2025012861
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Nov 7, 2025
Property Address	803 SE 13TH ST, OKEECHOBEE, FL 34974-5355
Document Number	0000012861
Map Reference	MB 3 PG 23
Instrument Date	Nov 3, 2025
Instrument	2025012861
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	TITLE ONE FLORIDA LLC, TITLE PROS OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	348 CHICAGO WAY NE, LAKE PLACID, FL 33852-5939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 SE 13TH ST, OKEECHOBEE, FL 34974-5355

Mortgage

Document Number	0000012862
Date	Nov 7, 2025
Instrument	2025012862

Lender

Name	NFM LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 16, 2018
Property Address	803 SE 13TH ST, OKEECHOBEE, FL 34974-5355
Document Number	0008021413
Book / Page	000802 / 001413
Instrument Date	Feb 16, 2018
Instrument	2020
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2855 S OASIS DR BOYNTON BEACH FL 334268660, BOYNTON BEACH, FL 33426-8660

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,026.00 (+333.52%)	$153,841 (+166.87%) Land $43,200 Building $110,641	$153,841 (+5.7%) Land $43,200 Building $110,641
2023	$698.00 (+6.08%) Homeowner's exemption Widower's exemption Additional exemption filed	$57,647 (+3%)	$145,541 (+23.6%) Land $31,680 Building $113,861
2022	$658.00 Homeowner's exemption Widower's exemption Additional exemption filed	$55,968	$117,747 Land $24,480 Building $93,267

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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