DuPage County property record for 811 N Cross St, Wheaton, IL 60187
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,586 sqft · built 1951 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $477,000 (May 2015) |
| Tax Bill | $11,117 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-16-103-003 |
| Primary APN | 05-16-103-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,586 sqft Living Area |
| Gross Area | 3,075 sqft |
| Basement Area | 996 sqft |
| Finished Basement | 996 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 10 ft deep x 7.5 ft wide |
| Garage Type | Attached |
| Garage Area | 489 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 811 N CROSS ST |
|---|---|
| City | WHEATON |
| State | IL |
| Zip | 60187-4144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | DE WOLF & TRACYS ADD N 75 FT OF S 181.5 FT W 66 FT N 75 FT OF S 181.5 FT OF E 34 FT |
| Legal Subdivision | DE WOLF & TRACYS ADD |
| Legal Block | 4 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | MILTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 842500 |
811 N Cross St is owned and occupied by two individuals who acquired it in June 2021.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 811 N CROSS ST, WHEATON, IL 60187-4144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 7, 2021 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2015 · Amount on File |
| Deed Sale | May 13, 2015 · Amount on File |
| Prior Sale | Jul 10, 2009 · Amount on File |
| Deed Document Number | 201550979 |
| Last Transfer Date | Jun 2, 2021 |
| Transfer Doc | 0000087430 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 811 N CROSS ST, WHEATON, IL 60187-4144 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000106968 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | R2020-106968 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 7, 2021 |
| Property Address | 811 N CROSS ST, WHEATON, IL 60187-4144 |
| Document Number | 0000087430 |
| Map Reference | DOC 11622 |
| Instrument Date | Jun 2, 2021 |
| Instrument | R2021-087430 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 811 N CROSS ST, WHEATON, IL 60187-4144 |
The 2025 property tax bill for 811 N Cross St was $11,117 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Milton Township |
| Municipality | Wheaton City |
| Unified School District | Community Unit School District 200 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,117.00 | $191,545 Land $36,221 Building $155,324 | $574,635 Land $108,663 Building $465,972 |
| 2022 | $10,223.00 Homeowner's exemption | $153,630 Land $29,050 Building $124,580 | $460,890 Land $87,150 Building $373,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 811 N Cross St in Zone X, an area of minimal flood risk, though there have been 67 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 67 (1978–2020) |
| Claims Outside the SFHA | 37 of 67 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 811 N Cross St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHEATON serves 53,970 people · EPA ID IL0431050 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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