808 N Cross St, Wheaton, IL 60187 Property Records

DuPage County property record for 808 N Cross St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,948 sqft · built 1926
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$698,000 (Jul 2020)
Tax Bill	$17,729 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-16-102-011`

Property Details

APN / Parcel Number

Primary APN	`05-16-102-011`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,948 sqft Living Area
Gross Area	4,652 sqft
Basement Area	1,484 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	13.2 ft deep x 9.5 ft wide
View / Lot	Corner
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	808 N CROSS ST
City	WHEATON
State	IL
Zip	60187-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	BIRDWELLS DIVISION
Legal Subdivision	BIRDWELLS DIVISION
Legal Lot Number	2
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1001
Census Tract	842500

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	808 N CROSS ST, WHEATON, IL 60187-4145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Warranty Deed, Transfer NUSSBAUM JUDY B TRUST (PT)
Jun 18, 2018	Warranty Deed, Transfer · Conventional Mortgage CIBM BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Jun 18, 2018 · Amount on Record
Deed Document Number	202079711
Prior Transfer Date	Aug 29, 1995
Prior Transfer Doc	0000129968
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 27, 2020
Property Address	808 N CROSS ST, WHEATON, IL 60187-4145
Document Number	0000079711
Instrument Date	Jul 23, 2020
Instrument	79711
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	MIDWEST TITLE AND APPRAISAL SERVICES, MIDWEST TITLE & APPRAISAL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,047.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 E PRAIRIE AVE WHEATON IL 601873818, WHEATON, IL 60187-3818

Mortgage

Document Number	79712
Date	Jul 27, 2020
Instrument	79712

Lender

Name	NUSSBAUM JUDY B TRUST (PT)
Address	337 E PRAIRIE AVE, WHEATON, IL 60187-3818

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 26, 2030

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 18, 2018
Property Address	808 N CROSS ST, WHEATON, IL 60187-4145
Document Number	0000054983
Map Reference	DOCR66-20221
Instrument Date	Jun 5, 2018
Instrument	R2018-054983
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY S TITLE GUARANTY FU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,608.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	808 N CROSS ST, WHEATON, IL 60187-4145

Mortgage

Document Number	0000054984
Date	Jun 18, 2018
Instrument	R2018-054984

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,729.00 (+21.81%)	$300,705 (+24.68%) Land $59,717 Building $240,988	$902,115 (+24.68%) Land $179,151 Building $722,964
2022	$14,555.00 Homeowner's exemption	$241,180 Land $47,900 Building $193,280	$723,540 Land $143,700 Building $579,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	67 (1978–2020)
Claims Outside the SFHA	37 of 67
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims Severe Storms And Flooding, Jul 2010 · 16 claims Severe Storms & Flooding, Aug 1987 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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