811 Melrose Rd, Covington, TN 38019 Property Records

Tipton County property record for 811 Melrose Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,275 sqft · built 2019
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (May 2022)
Tax Bill	$1,318 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`084068 01602`

Property Details

APN / Parcel Number

Primary APN	`084068 01602`
Alternative APN	`068 01602`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,275 sqft Living Area
1st Floor Area	1,400 sqft
Upper Floors Area	875 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	45 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	811 MELROSE RD
City	COVINGTON
State	TN
Zip	38019-7517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C62
Jurisdiction	TIPTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3008
Census Tract	40602

Owner

Source: Tipton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	811 MELROSE RD, COVINGTON, TN 38019-7517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 26, 2019	Loan Modification, Mortgage · Line of Credit PATRIOT BK
Sep 17, 2018	Trustee's Deed, Construction Loan · Line of Credit PATRIOT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Jul 24, 2007 · Amount on Record
Deed Document Number	2022257370
Deed Book / Page	1961 / 59
Prior Transfer Date	Jul 26, 2019
Prior Transfer Doc	0001808235
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Recording Date	Sep 15, 2026
Property Address	811 MELROSE RD, COVINGTON, TN 38019-7517
Document Number	0000295752
Book / Page	2140 / 699
Instrument Date	Sep 4, 2026
Instrument	2026295752
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	811 MELROSE RD, COVINGTON, TN 38019-7517

Mortgage

Document Number	0000295752,
Date	Sep 15, 2026
Book Page	2140/699
Instrument	2026295752

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	May 27, 2022
Property Address	811 MELROSE RD, COVINGTON, TN 38019-7517
Document Number	0000196159
Book / Page	1961 / 59
Instrument Date	May 26, 2022
Instrument	257370
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,091.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	811 MELROSE RD, COVINGTON, TN 38019-7517

Mortgage

Document Number	0000257371
Date	May 27, 2022
Instrument	257371

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Aug 5, 2019
Property Address	811 MELROSE RD, COVINGTON, TN 38019-7517
Document Number	1808235
Book / Page	001808 / 000235
Instrument Date	Jul 29, 2019
Instrument	225325
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	811 MELROSE RD BRIGHTON TN 38011, BRIGHTON, TN 38011

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TIPTON TN
Property Address	811 MELROSE RD, COVINGTON, TN 38019-7517
Document Number	1793745
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	Apr 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 GERALDINE CT SPARKS NV 894417507, SPARKS, NV 89441-7507

Mortgage

Document Number	1793745
Date	Apr 4, 2019
Book Page	001793/000745
Instrument	221949

Lender

Name	PATRIOT BK
Type	Bank
Address	ATOKA, TN 38004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	TIPTON TN
Recording Date	Sep 17, 2018
Property Address	811 MELROSE RD, COVINGTON, TN 38019-7517
Book / Page	001773 / 000358
Instrument Date	Sep 13, 2018
Instrument	217018
Transaction Type	Construction Loan
Record Updated	Oct 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 GERALDINE CT SPARKS NV 894417507, SPARKS, NV 89441-7507

Mortgage

Document Number	1773358
Date	Sep 17, 2018
Book Page	001773/000358
Instrument	217018

Lender

Name	PATRIOT BK
Type	Bank
Address	ATOKA, TN 38004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 16, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,318.00 (+6.38%)	$86,625 (-) Land $11,600 Building $75,025
2023		$86,625 Land $11,600 Building $75,025
2022	$1,239.00
2020			$346,500 Land $46,400 Building $300,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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