610 Melrose Rd, Covington, TN 38019 Property Records

Tipton County property record for 610 Melrose Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,092 sqft · built 2001
Lot Size	11.1 acres (484,823 sqft)
Owner	2 Individual Names on Record
Last Sale	$44,000 (May 2026)
Tax Bill	$878 (2025)
Deeds & Mortgages	May 2026 Sale Sep 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`084068 01701`

Property Details

APN / Parcel Number

Primary APN	`084068 01701`
Alternative APN	`068 01701`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,092 sqft Living Area
1st Floor Area	924 sqft
Upper Floors Area	560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	484,823 sqft (11.1 acres)
Terrain	Rolling
Pool Area	684 sqft
Porch	Slab
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	610 MELROSE RD
City	COVINGTON
State	TN
Zip	38019-7512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C62
Jurisdiction	TIPTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3002
Census Tract	40602

Owner

Source: Tipton County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	878 MELROSE RD, COVINGTON, TN 38019-7508
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 13, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 9, 2020	Deed of Trust, Mortgage PATRIOT BK
Apr 23, 2020	Loan Modification, Mortgage PATRIOT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Sep 13, 2023 · Amount on Record
Deed Document Number	2026292198
Deed Book / Page	2123 / 915
Prior Transfer Date	Aug 30, 2023
Prior Transfer Doc	0000269117
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	May 6, 2026
Property Address	610 MELROSE RD, COVINGTON, TN 38019-7512
Document Number	0000292198
Book / Page	2123 / 915
Instrument Date	May 4, 2026
Instrument	2026.292198
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$16,442.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	878 MELROSE RD, COVINGTON, TN 38019-7508

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Sep 13, 2023
Property Address	610 MELROSE RD, COVINGTON, TN 38019-7512
Document Number	0002013729
Book / Page	2013 / 729
Instrument Date	Aug 30, 2023
Instrument	269117
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount Recorded
Tax	$111.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	878 MELROSE RD, COVINGTON, TN 38019-7508

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	610 MELROSE RD, COVINGTON, TN 38019-7512
Document Number	1866245
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	878 MELROSE RD COVINGTON TN 38019, COVINGTON, TN 38019

Mortgage

Document Number	1866245
Date	Oct 15, 2020
Book Page	001866/000245
Instrument	237952

Lender

Name	PATRIOT BK
Type	Bank
Address	MILLINGTON, TN 38053

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TIPTON TN
Property Address	610 MELROSE RD, COVINGTON, TN 38019-7512
Document Number	1844668
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2103 BASKINS RD BURLISON TN 380157445, BURLISON, TN 38015-7445

Mortgage

Document Number	1844668
Date	May 26, 2020
Book Page	001844/000668
Instrument	233428

Lender

Name	PATRIOT BK
Type	Bank
Address	ATOKA, TN 38004

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 25, 2021

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$878.00 (+4.77%)	$57,725 (-) Land $23,050 Building $34,675
2023		$57,725 (+40.45%) Land $23,050 Building $34,675
2022	$838.00	$41,100 Land $16,525 Building $24,575	$164,400 (-28.8%) Land $66,100 Building $98,300
2020			$230,900 Land $92,200 Building $138,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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