811 Locust St, Atlantic, IA 50022 Property Records

Cass County property record for 811 Locust St, Atlantic, IA 50022

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,236 sqft · built 1900
Lot Size0.16 acres (7,000 sqft)
Owner2 Individual Names on Record
Tax Bill$1,910 (2024)
Deeds & MortgagesJan 2020 Refinance
Flood ZoneZone X (minimal risk)
APN303005899001000

Property Details

APN / Parcel Number

Primary APN303005899001000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,236 sqft Living Area
1st Floor Area1,315 sqft
Basement Area1,315 sqft
Game RoomGame Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Exterior MaterialVinyl
Construction TypeWood Frame
Foundation TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeAttached
Garage Area1,068 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area433 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address811 LOCUST ST
CityATLANTIC
StateIA
Zip50022-1615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 BLK 69
Legal SubdivisionORIGINAL TOWN - ATLANTIC
Legal Block69
Legal Lot Number6
JurisdictionCASS IA
Township / Civil DivisionGROVE
Census Block Group1
Census Block1019
Census Tract190500

Owner

Source: Cass County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address811 LOCUST ST, ATLANTIC, IA 50022-1615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2005
Deed SaleDec 23, 2005
Deed Document Number0020052998
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS IA
Property Address811 LOCUST ST, ATLANTIC, IA 50022-1615
Transaction TypeMortgage
Record UpdatedFeb 18, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/129
DateJan 24, 2020
Book Page2020/129
Lender
NameGREAT WESTERN BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueFeb 1, 2030

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyCass County
MunicipalityAtlantic City
Unified School DistrictAtlantic Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$140,700 (+20.78%) Land $5,350 Building $135,350$140,700 (+20.78%) Land $5,350 Building $135,350
2024$1,910.00 (-3.34%)
2023$116,490 Land $5,350 Building $111,140$116,490 Land $5,350 Building $111,140
2022$1,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims10 (1979–1998)
Most Recent ClaimJun 1998 · Severe Storms, Tornadoes And Flooding
Claims by Event
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 3 claims
  • Severe Storms & Flooding, Jun 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC MUNICIPAL UTILITIES
serves 7,252 people · EPA ID IA1509074
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

Nearby Properties on Locust St

Nearby Streets

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