Cass County property record for 809 Locust St, Atlantic, IA 50022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,993 sqft · built 1905 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,044 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 303005941001000 |
| Primary APN | 303005941001000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,993 sqft Living Area |
| 1st Floor Area | 845 sqft |
| Basement Area | 422 sqft |
| Unfinished Basement | 422 sqft |
| Game Room | Game Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 988 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 148 sqft |
| Deck Area | 403 sqft |
| Patio Area | 403 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 809 LOCUST ST |
|---|---|
| City | ATLANTIC |
| State | IA |
| Zip | 50022-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 69 |
| Legal Subdivision | ORIGINAL TOWN - ATLANTIC |
| Legal Block | 69 |
| Legal Lot Number | 5 |
| Jurisdiction | CASS IA |
| Township / Civil Division | GROVE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 190500 |
809 Locust St is owned and occupied by two individuals.
Source: Cass County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 LOCUST ST, ATLANTIC, IA 50022-1615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 809 Locust St was $2,044 with a homeowner's exemption.
Source: Cass County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cass County |
| Municipality | Atlantic City |
| Unified School District | Atlantic Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,044.00 Homeowner's exemption | $129,750 (-) Land $5,350 Building $124,400 | $129,750 (-) Land $5,350 Building $124,400 |
| 2025 | $2,044.00 (+20.95%) Homeowner's exemption | $129,750 Land $5,350 Building $124,400 | $129,750 Land $5,350 Building $124,400 |
| 2024 | $1,690.00 | ||
| 2023 | $104,200 Land $5,350 Building $98,850 | $104,200 Land $5,350 Building $98,850 | |
| 2022 | $1,788.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Locust St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1979–1998) |
| Most Recent Claim | Jun 1998 · Severe Storms, Tornadoes And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 809 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: Verizon, Western Iowa Wireless.
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