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811 Edgewater Dr, Naperville, IL 60540 Property Records

DuPage County property record for 811 Edgewater Dr, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,793 sqft · built 1960
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$510,000 (Oct 2015)
Tax Bill$14,206 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-24-409-003

Property Details

APN / Parcel Number

Primary APN07-24-409-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,793 sqft Living Area
Gross Area3,346 sqft
1st Floor Area2,009 sqft
Basement Area1,337 sqft
Finished Basement784 sqft
Unfinished Basement553 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleBi-Level
Construction TypeFrame
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions14.9 ft deep x 9.1 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address811 EDGEWATER DR
CityNAPERVILLE
StateIL
Zip60540-7433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMOSER HIGHLANDS UNIT NO 10
Legal SubdivisionMOSER HIGHLANDS
Legal Block2
Legal Lot Number3
Legal Unit10
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group2
Census Block2046
Census Tract846504

Owner

811 Edgewater Dr is owned and occupied by two individuals who bought it in October 2015.

Source: DuPage County records, as of September 8, 2026

Owner of Record2 Individual Names on File
Mailing Address811 EDGEWATER DR, NAPERVILLE, IL 60540-7433
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2015 · Amount on File
Deed SaleOct 13, 2015 · Amount on File
Deed Document Number2015113004
Prior Transfer DateJan 17, 2013
Prior Transfer Doc0000022994
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Recording DateAug 27, 2026
Property Address811 EDGEWATER DR, NAPERVILLE, IL 60540-7433
Document Number0000059035
Instrument DateAug 19, 2026
Instrument202659035
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address811 EDGEWATER DR, NAPERVILLE, IL 60540-7433

Mortgage

Document Number0000059035,
DateAug 27, 2026
Instrument202659035
Lender
NameBANK OF AMERICA
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 19, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 811 Edgewater Dr was $14,206 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,206.00$251,646 Land $57,254 Building $194,392$754,938 Land $171,762 Building $583,176
2022$12,162.00 Homeowner's exemption$194,230 Land $44,190 Building $150,040$582,690 Land $132,570 Building $450,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 811 Edgewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims22 (1996–2025)
Claims Outside the SFHA6 of 22
Most Recent ClaimApr 2025 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms And Flooding, Sep 2008 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 811 Edgewater Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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