807 Edgewater Dr, Naperville, IL 60540 Property Records

DuPage County property record for 807 Edgewater Dr, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,352 sqft · built 1960
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (Apr 2019)
Tax Bill$12,866 (2025)
Deeds & MortgagesDec 2020 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-24-409-002

Property Details

APN / Parcel Number

Primary APN07-24-409-002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,352 sqft Living Area
1st Floor Area1,896 sqft
Basement Area1,456 sqft
Finished Basement1,456 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeBrick
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions13.4 ft deep x 9.5 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address807 EDGEWATER DR
CityNAPERVILLE
StateIL
Zip60540-7433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMOSER HIGHLANDS UNIT NO 10
Legal SubdivisionMOSER HIGHLANDS
Legal Block2
Legal Lot Number2
Legal Unit10
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group2
Census Block2046
Census Tract846504

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address807 EDGEWATER DR, NAPERVILLE, IL 60540-7433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Apr 24, 2019Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2019 · Amount on Record
Deed SaleApr 24, 2019 · Amount on Record
Prior SaleJun 23, 2016 · Amount on Record
Deed Document Number201930232
Prior Transfer DateMay 8, 2014
Prior Transfer Doc0000043080
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address807 EDGEWATER DR, NAPERVILLE, IL 60540-7433
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000158836
DateDec 23, 2020
InstrumentR2020-158836
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2035
Interest
Rate TypeFixed Rate
Rate2.62%

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateApr 24, 2019
Property Address807 EDGEWATER DR, NAPERVILLE, IL 60540-7433
Document Number0000030232
Instrument DateApr 10, 2019
Instrument30232
Transaction TypeTransfer
Record UpdatedMay 9, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$802.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address807 EDGEWATER DR NAPERVILLE IL 605407433, NAPERVILLE, IL 60540-7433

Mortgage

Document Number30233
DateApr 24, 2019
Instrument30233
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueApr 23, 2034
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,866.00 (+16.8%)$228,676 (+29.57%) Land $57,254 Building $171,422$686,028 (+29.57%) Land $171,762 Building $514,266
2022$11,015.00 Homeowner's exemption$176,490 Land $44,190 Building $132,300$529,470 Land $132,570 Building $396,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims22 (1996–2025)
Claims Outside the SFHA6 of 22
Most Recent ClaimApr 2025 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms And Flooding, Sep 2008 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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