811 E Sprague Ave, Spokane, WA 99202 Property Records

Spokane County property record for 811 E Sprague Ave, Spokane, WA 99202

Property Summary

Property Type	Bank, Financial Building
Details	3.75 ba · 71,030 sqft · built 1939
Lot Size	1.77 acres (77,348 sqft)
Owner	Company on Record
Tax Bill	$30,947 (2026)
Deeds & Mortgages	Apr 2019 Loan Modification Apr 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35174.0582`

Property Details

APN / Parcel Number

Primary APN	`35174.0582`

Interior

Full Baths	3.75 Baths
Half Baths	1 Half Bath
Units	5 Units
Stories	1 Story
Building Area	71,030 sqft Total Area
Gross Area	61,560 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	77,348 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	811 E SPRAGUE AVE
City	SPOKANE
State	WA
Zip	99202-2125
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	DTU
Legal Description	DENNIS & BRADLEYS ADDITION PTN TR A DAF; COMMENCING AT SW COR OF SE 1/4 OF SEC 17-25-43 TH N 02 DEG 12 MIN 12 SDS W, ALG W LN SD SE 1/4; 67.50 FT; TH S 14 DEG 20 MIN 01 SDS E, 33.07 TO PT ON N R/W LN SPRAGUE AVE; TH S 74 DEG 20 MIN 01 SDS E, 61.49 FT
Legal Range	43
Legal Township	25
Legal Section	17
Legal Subdivision	DENNIS & BRADLEYS ADD
Legal Tract	A
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2057
Census Tract	14500

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	12906 N ADDISON ST, SPOKANE, WA 99218-8204
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2019	Loan Modification, Mortgage NUMERICA CU
Apr 26, 2019	Loan Modification, Mortgage NUMERICA CU
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit NUMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	811 E SPRAGUE AVE, SPOKANE, WA 99202-2105
Document Number	0006801136
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	811 E SPRAGUE AVE SPOKANE WA 992022105, SPOKANE, WA 99202-2105

Mortgage

Document Number	0006801136
Date	Apr 29, 2019
Instrument	6801136

Lender

Name	NUMERICA CU
Type	Credit Union
Address	PO BOX 4000, SPOKANE VALLEY, WA 99037-4000

Agreement

Amount	Amount Recorded

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	811 E SPRAGUE AVE, SPOKANE, WA 99202-2105
Document Number	0006801447
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	811 E SPRAGUE AVE SPOKANE WA 992022105, SPOKANE, WA 99202-2105

Mortgage

Document Number	0006801447
Date	Apr 30, 2019
Instrument	6801447

Lender

Name	NUMERICA CU
Type	Credit Union
Address	PO BOX 4000, SPOKANE VALLEY, WA 99037-4000

Agreement

Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	811 E SPRAGUE AVE, SPOKANE, WA 99202-2105
Document Number	0006758647
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 29, 2018
Title Company	VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	811 E SPRAGUE AVE SPOKANE WA 992022105, SPOKANE, WA 99202-2105

Mortgage

Document Number	0006758647
Date	Nov 8, 2018
Instrument	6758647

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$30,947.00 (-2.3%)	$3,006,730 (-7.63%) Land $696,130 Building $2,310,600	$3,006,730 (-7.63%) Land $696,130 Building $2,310,600
2025	$31,677.00 (-0.23%)
2024		$3,255,030 (+17.09%) Land $696,130 Building $2,558,900	$3,255,030 (+17.09%) Land $696,130 Building $2,558,900
2023	$31,750.00 (-2.09%)	$2,779,980 Land $618,780 Building $2,161,200	$2,779,980 Land $618,780 Building $2,161,200
2022	$32,427.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	May 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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