808 E Sprague Ave, Spokane, WA 99202 Property Records

Spokane County property record for 808 E Sprague Ave, Spokane, WA 99202

Property Summary

Property Type	Bank, Financial Building
Details	2 ba · 17,046 sqft · built 1926
Lot Size	1.07 acres (46,752 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (Sep 2022)
Tax Bill	$11,061 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35201.0111`

Property Details

APN / Parcel Number

Primary APN	`35201.0111`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	17,046 sqft Total Area
Gross Area	16,596 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 2002
Construction Type	Masonry / Concrete Block
Lot Area	46,752 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	808 E SPRAGUE AVE
City	SPOKANE
State	WA
Zip	99202-2126
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	DTU
Legal Description	NOSLERS ADDITION LTS 1 THRU 5 BLK 1 ALSO TOGETHER WITH UNPLATTED PTN WILD CAT LAKE ADJ BLK 1 ON THE E DAF: BEG AT MOST NELY CORT LT 2 BLK 1, TH E ALG N LN BLK 1 EXT E TO W LN VAC GARFIELD ST, TH S ALG W LN TO PT OF INTER WITH S LN BLK 1 EXT E, TH W A
Legal Range	43E
Legal Township	25N
Legal Section	20
Legal Subdivision	NOSLERS ADDITION
Legal Block	1
Legal Lot Number	1-5
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2069
Census Tract	14500

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20880 STONE OAK PKWY, SAN ANTONIO, TX 78258-7460
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit RIVERBANK
	Deed of Trust, Mortgage OLD REPUBLIC TITLE
Sep 7, 2022	Bargain and Sale Deed, Transfer · Commercial Mortgage RIVERBANK
Oct 19, 2016	Deed of Trust, Mortgage OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2022 · Amount on Record
Deed Sale	Sep 7, 2022 · Amount on Record
Prior Sale	Sep 13, 2000 · Amount on Record
Deed Document Number	20227237519
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	808 E SPRAGUE AVE, SPOKANE, WA 99202-2126
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007257276
Date	Dec 7, 2022
Instrument	7257276

Lender

Name	RIVERBANK
Type	Bank
Address	SPOKANE, WA 99202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	808 E SPRAGUE AVE, SPOKANE, WA 99202-2126
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 7, 2022
Property Address	808 E SPRAGUE AVE, SPOKANE, WA 99202-2126
Document Number	0007237519
Map Reference	VOL A PG 102
Instrument Date	Sep 1, 2022
Instrument	7237519
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,245.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 W GARLAND AVE, SPOKANE, WA 99205-2959
Investor	Possibly a Property Investor

Mortgage

Document Number	0007237520
Date	Sep 7, 2022
Instrument	7237520

Lender

Name	RIVERBANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	808 E SPRAGUE AVE, SPOKANE, WA 99202-2126
Document Number	0006568997
Instrument Date	Oct 19, 2016
Transaction Type	Mortgage
Record Updated	Jan 27, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	750 PARK OF COMMERCE DR #200 BOCA RATON FL 334873650, 200, BOCA RATON, FL 33487-3650

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,061.00 (-9.01%)	$1,064,270 (-1.74%) Land $514,270 Building $550,000	$1,064,270 (-1.74%) Land $514,270 Building $550,000
2025	$12,156.00 (-2.06%)	$1,083,070 (-36.26%) Land $514,270 Building $568,800	$1,083,070 (-36.26%) Land $514,270 Building $568,800
2024	$12,412.00 (-25.13%)	$1,699,070 (+7.27%) Land $514,270 Building $1,184,800	$1,699,070 (+7.27%) Land $514,270 Building $1,184,800
2023	$16,578.00 (-10.29%)	$1,583,870 Land $514,270 Building $1,069,600	$1,583,870 Land $514,270 Building $1,069,600
2022	$18,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	May 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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