Kosciusko County property record for 811 E Smith St, Warsaw, IN 46580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,064 sqft · built 1954 |
| Lot Size | 0.084 acres (3,640 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $152,000 (Dec 2023) |
| Tax Bill | $1,447 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-708043-20 |
| Primary APN | 004-708043-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 3,640 sqft (0.084 acres) |
| Lot Dimensions | 65 ft deep x 56 ft wide |
| Garage Type | Attached |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000007884 |
|---|---|
| Street Address | 811 E SMITH ST |
| City | WARSAW |
| State | IN |
| Zip | 46580-4555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 4-44-274 W END NE COR SE SE 8-32-6 .08A |
| Legal Range | 6 |
| Legal Township | 32 |
| Legal Section | 8 |
| Jurisdiction | KOSCIUSKO IN |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 961900 |
Source: Kosciusko County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 811 E SMITH ST, WARSAW, IN 46580-4555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2023 | Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC |
| Dec 11, 2020 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2023 · Amount on Record |
| Deed Sale | Dec 4, 2023 · Amount on Record |
| Prior Sale | Dec 11, 2020 · Amount on Record |
| Deed Document Number | 2023120061 |
| Prior Transfer Date | Oct 24, 2006 |
| Prior Transfer Doc | 0000017362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Dec 4, 2023 |
| Property Address | 811 E SMITH ST, WARSAW, IN 46580-4555 |
| Document Number | 2023120061 |
| Instrument Date | Nov 29, 2023 |
| Instrument | 2023120061 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2023 |
| Title Company | FIDELITY NATIONAL TTL CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 811 E SMITH ST, WARSAW, IN 46580-4555 |
| Document Number | 2023120062 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 2023120062 |
| Name | HALLMARK HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46825 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Dec 11, 2020 |
| Property Address | 811 E SMITH ST, WARSAW, IN 46580-4555 |
| Document Number | 2020120663 |
| Instrument Date | Dec 7, 2020 |
| Instrument | 2020120663 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | NOT AVAILABLE, BLF |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 811 E SMITH ST, WARSAW, IN 46580-4555 |
| Document Number | 2020120664 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020120664 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Kosciusko County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Kosciusko County |
| County Subdivision | Wayne Township |
| Municipality | Warsaw City |
| Unified School District | Warsaw Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,447.00 (-6.28%) Homeowner's exemption | $157,000 (+61.52%) Land $17,400 Building $139,600 | $157,000 (+61.52%) Land $17,400 Building $139,600 |
| 2024 | $1,544.00 (+112.09%) | ||
| 2023 | $728.00 (+23.81%) | $97,200 (+12.11%) Land $13,100 Building $84,100 | $97,200 (+12.11%) Land $13,100 Building $84,100 |
| 2022 | $588.00 | $86,700 Land $10,900 Building $75,800 | $86,700 Land $10,900 Building $75,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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