805 E Smith St, Warsaw, IN 46580 Property Records

Kosciusko County property record for 805 E Smith St, Warsaw, IN 46580

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,260 sqft · built 1970
Lot Size0.36 acres (15,680 sqft)
OwnerIndividual on Record
Last Sale$69,100 (Sep 2018)
Tax Bill$1,509 (2025)
Deeds & MortgagesOct 2019 Second Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004-719057-00

Property Details

APN / Parcel Number

Primary APN004-719057-00
Alternative APNs
  • 43-11-08-200-025.000-032
  • 00000010428
  • 0471905700

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,260 sqft Living Area
1st Floor Area1,260 sqft
Basement Area406 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area15,680 sqft (0.36 acres)
Lot Dimensions140 ft deep x 112 ft wide
Garage TypeDetached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00000010428
Street Address805 E SMITH ST
CityWARSAW
StateIN
Zip46580-4544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Description4-44-251 LOTS 1 & 2 KISTS ADD
Legal Range6
Legal Township32
Legal Section8
Legal SubdivisionKIST S CENTRAL ADDITION
Legal Lot Number1-2
JurisdictionKOSCIUSKO IN
Township / Civil DivisionWAYNE
Census Block Group1
Census Block1038
Census Tract961900

Owner

Source: Kosciusko County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address805 E SMITH ST, WARSAW, IN 46580-4544
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MUTUAL BANK FSB
Sep 24, 2018Warranty Deed, Transfer · Conventional Mortgage
MUTUAL BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2018 · Amount on Record
Deed SaleSep 24, 2018 · Amount on Record
Deed Document Number201891014
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOSCIUSKO IN
Property Address805 E SMITH ST, WARSAW, IN 46580-4544
Transaction TypeMortgage
Record UpdatedJun 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019101070
DateOct 18, 2019
Instrument2019101070
Lender
NameMUTUAL BANK FSB
TypeBank
AddressWARSAW, IN 46580
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueOct 23, 2034

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOSCIUSKO IN
Recording DateSep 24, 2018
Property Address805 E SMITH ST, WARSAW, IN 46580-4544
Document Number2018091014
Map ReferenceMB1 PG22
Instrument DateSep 21, 2018
Instrument2018091014
Transaction TypeTransfer
Record UpdatedJun 9, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address805 E SMITH ST, WARSAW, IN 46580-4544

Mortgage

Document Number2018091015
DateSep 24, 2018
Instrument2018091015
Lender
NameMUTUAL BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueOct 1, 2028

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyKosciusko County
County SubdivisionWayne Township
MunicipalityWarsaw City
Unified School DistrictWarsaw Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,509.00 (-4.31%) Homeowner's exemption$163,100 (+10.2%) Land $47,100 Building $116,000$163,100 (+10.2%) Land $47,100 Building $116,000
2024$1,577.00 (+44.81%) Homeowner's exemption$148,000 (+21.71%) Land $34,900 Building $113,100$148,000 (+21.71%) Land $34,900 Building $113,100
2023$1,089.00 (+20.2%)$121,600 (+13.86%) Land $34,900 Building $86,700$121,600 (+13.86%) Land $34,900 Building $86,700
2022$906.00$106,800 Land $28,600 Building $78,200$106,800 Land $28,600 Building $78,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimMar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - WARSAW
private · serves 13,835 people · EPA ID IN5243030
Water SourceGroundwater
Last State InspectionSep 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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