811 E Main St, Urbana, IL 61802 Property Records

Champaign County property record for 811 E Main St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	2 ba · 745 sqft · built 1908
Lot Size	0.85 acres (3,700 sqft)
Owner	Company Name on Record
Last Sale	$50,000 (Nov 2006)
Tax Bill	$3,504 (2024)
Deeds & Mortgages	Sep 2019 Loan Modification Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-103-011`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-103-011`

Interior

Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	745 sqft Building Perimeter
1st Floor Area	745 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Duplex Single
Exterior Material	Stucco
Roof Material	Other
Lot Area	3,700 sqft (0.85 acres)
Lot Dimensions	74 ft deep x 50 ft wide
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	811 E MAIN ST
City	URBANA
State	IL
Zip	61802-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 2 HARVEYS, WILLIAM, ADD
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	HARVEYS, WILLIAM, ADD
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1017
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	309 IRA ST, URBANA, IL 61802-2234
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2019	Loan Modification, Mortgage · Conventional with PMI FIRST FED'L SVGS BK
Jun 1, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FSB/CHAMPAIGN-URBANA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2006 · Amount on Record
Deed Sale	Nov 14, 2006 · Amount on Record
Deed Document Number	200631588
Record Updated	Jun 8, 2026

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	811 E MAIN ST, URBANA, IL 61802-2821
Document Number	0000015900
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211-211 1/2 BRADY LN URBANA IL 61802, URBANA, IL 61802

Mortgage

Document Number	0000015900
Date	Sep 25, 2019
Instrument	15900

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	CHAMPAIGN, IL 61824-1010

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Sep 24, 2029

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	811 E MAIN ST, URBANA, IL 61802-2821
Document Number	0000010002
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jul 9, 2018
Title Company	ALLIED CAPITAL TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2809 SLAYBACK ST URBANA IL 618022286, URBANA, IL 61802-2286

Mortgage

Document Number	0000010002
Date	Jun 18, 2018
Instrument	10002

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Jun 17, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,950 (+25.92%) Land $7,370 Building $28,580	$107,850 (+25.92%) Land $22,110 Building $85,740
2024	$3,504.00 (+13.4%)
2022	$3,090.00	$28,550 Land $5,860 Building $22,690	$85,650 Land $17,580 Building $68,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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