809 E Main St, Urbana, IL 61802 Property Records

Champaign County property record for 809 E Main St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 584 sqft · built 1893
Lot Size	0.11 acres (4,794 sqft)
Owner	Company on Record
Last Sale	$114,000 (Sep 2023)
Tax Bill	$3,012 (2024)
Deeds & Mortgages	Sep 2023 Sale Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-103-006`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-103-006`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	584 sqft Building Perimeter
1st Floor Area	584 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Exterior Material	Stucco
Roof Material	Other
Lot Area	4,794 sqft (0.11 acres)
Lot Dimensions	102 ft deep x 47 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	809 E MAIN ST
City	URBANA
State	IL
Zip	61802-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS PT 2, PT 3 HARVEYS, WILLIAM, ADD
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	HARVEYS, WILLIAM, ADD
Legal Lot Number	3
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1017
Census Tract	5500

Owner

Source: Champaign County assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	1114 STERLING DR, CHAMPAIGN, IL 61821-7000
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Warranty Deed, Transfer
Apr 22, 2019	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Apr 22, 2019 · Amount on Record
Deed Document Number	202312843
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 7, 2023
Property Address	809 E MAIN ST, URBANA, IL 61802-2821
Document Number	0000012843
Instrument Date	Sep 1, 2023
Instrument	2023R12843
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Amount	Amount Recorded
Tax	$114.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 22, 2019
Property Address	809 E MAIN ST, URBANA, IL 61802-2821
Document Number	0000005481
Map Reference	DD 26 PG 149
Instrument Date	Apr 18, 2019
Instrument	2019R05481
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	809 E MAIN ST, URBANA, IL 61802-2821

Mortgage

Document Number	0000005482
Date	Apr 22, 2019
Instrument	2019R05482

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,900 (+5.79%) Land $9,550 Building $21,350	$92,700 (+5.79%) Land $28,650 Building $64,050
2024	$3,012.00 (+37.16%)	$29,210 (+19.03%) Land $9,030 Building $20,180	$87,630 (+19.03%) Land $27,090 Building $60,540
2023	$2,196.00 (+9.47%)
2022	$2,006.00 Homeowner's exemption	$24,540 Land $7,590 Building $16,950	$73,620 Land $22,770 Building $50,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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