Bell County property record for 811 Cherokee Dr, Middlesboro, KY 40965
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,644 sqft |
| Owner | Individual Name on Record |
| Last Sale | $278,000 (Aug 2022) |
| Tax Bill | $2,980 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Aug 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069-10-00-113.00 |
| Primary APN | 069-10-00-113.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,644 sqft Living Area |
| Architectural Style | A-Frame |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 5966 |
|---|---|
| Street Address | 811 CHEROKEE DR |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-2122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE 703 (LOT & HOUSE) |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 960700 |
Source: Bell County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 811 CHEROKEE DR, MIDDLESBORO, KY 40965-2122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 5, 2022 | Special Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 5, 2022 | Warranty Deed, Transfer |
| Sep 17, 2020 | Deed, Transfer · Conventional Mortgage HOME FEDERAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2022 · Amount on Record |
| Deed Sale | Aug 5, 2022 · Amount on Record |
| Prior Sale | Jul 19, 2022 · Amount on Record |
| Deed Document Number | 2022192688 |
| Deed Book / Page | 397 / 532 |
| Prior Transfer Date | Nov 24, 2012 |
| Prior Transfer Doc | 358/177 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL KY |
| Property Address | 811 CHEROKEE DR, MIDDLESBORO, KY 40965-2122 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M387/689 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | M387/689 |
| Instrument | 196905 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Aug 5, 2022 |
| Property Address | 811 CHEROKEE DR, MIDDLESBORO, KY 40965-2122 |
| Document Number | 00D397/537 |
| Book / Page | D397 / 537 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 192693 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $278.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1699 WALL ST STE 700, 1699, MOUNT PROSPECT, IL 60056-5798 |
| Name | Verified Name |
|---|---|
| Address | 811 CHEROKEE DR, MIDDLESBORO, KY 40965-2122 |
| Document Number | 0000192697 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 192697 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Aug 5, 2022 |
| Property Address | 811 CHEROKEE DR, MIDDLESBORO, KY 40965-2122 |
| Document Number | 00D397/532 |
| Book / Page | D397 / 532 |
| Instrument Date | May 20, 2022 |
| Instrument | 192688 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $278.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 811 CHEMKEE DR, 811, MIDDLESBORO, KY 40965 |
| Name | Verified Name |
|---|---|
| Address | 1699 WALL ST STE 700, 700, MOUNT PROSPECT, IL 60056-5798 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Sep 17, 2020 |
| Property Address | 811 CHEROKEE DR, MIDDLESBORO, KY 40965-2122 |
| Document Number | 00D388/624 |
| Book / Page | D388 / 624 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 184248 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1404 DORCHESTER AVE, 1404, MIDDLESBORO, KY 40965-2227 |
| Name | Verified Name |
|---|---|
| Address | 811 CHEROKEE DR, MIDDLESBORO, KY 40965-2122 |
| Document Number | 0000184249 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 184249 |
| Name | HOME FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Bell County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,980.00 (+2.41%) | $278,000 (-) Land $278,000 | $278,000 (-) Land $278,000 |
| 2023 | $2,910.00 | $278,000 | $278,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1981–2011) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Jun 2011 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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