18 Cherokee Dr, Middlesboro, KY 40965 Property Records

Bell County property record for 18 Cherokee Dr, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,166 sqft · built 1989
Owner	Individual Name on File
Last Sale	$235,000 (Jan 2017)
Tax Bill	$2,368 (2025)
Deeds & Mortgages	Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`069-10-00-093.00`

Property Details

APN / Parcel Number

Primary APN	`069-10-00-093.00`
Alternative APNs	`3935` `4882`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,166 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Terrain	Rolling
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	4882
Street Address	18 CHEROKEE DR
City	MIDDLESBORO
State	KY
Zip	40965-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE 902 (LOT 18)
Legal Lot Number	18
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	2
Census Block	2006
Census Tract	960700

Owner

Source: Bell County records · APN 069-10-00-093.00

Assessment roll updated October 15, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	18 CHEROKEE DR, MIDDLESBORO, KY 40965-2133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 2017 · Amount on Record
Deed Sale	Jan 23, 2017 · Amount on Record
Deed Document Number	170450
Deed Book / Page	D373 / 90
Record Updated	Jun 08, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL KY
Recording Date	Jan 23, 2017
Property Address	18 CHEROKEE DR, MIDDLESBORO, KY 40965-2133
Document Number	000D373/90
Book / Page	D373 / 90
Instrument Date	Jan 20, 2017
Instrument	170450
Transaction Type	Transfer
Record Updated	Mar 07, 2023
Title Company	KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4111, HARROGATE, TN 37752-4111

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6002 WILDERNESS RD, EWING, VA 24248-8714

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated October 15, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,368.00 (+19.9%) Homeowner's exemption	$270,000 (+14.89%) Land $270,000	$270,000 (+14.89%) Land $270,000
2023	$1,975.00 Homeowner's exemption	$235,000	$235,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1981–2011)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jun 2011 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 3 claims

Wildfire

Wildfire Risk	Moderate above 42% of the US · above 73% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 62 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.