Middlesex County and Lowell City property record for 811 Central St, Lowell, MA 01852
| Property Type | Triplex |
|---|---|
| Details | 9 bd · 4.5 ba · 3,841 sqft · built 1910 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $680,000 (Jul 2021) |
| Tax Bill | $8,820 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Apr 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T01235 |
| Primary APN | T01235 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 15 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 3,841 sqft Living Area |
| Gross Area | 5,989 sqft |
| 1st Floor Area | 1,931 sqft |
| Basement Area | 1,769 sqft |
| Unfinished Basement | 1,769 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,485 sqft (0.08 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | T01235 |
|---|---|
| Street Address | 811 CENTRAL ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-3405 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | TTF |
| Legal Block | 1125 |
| Legal Lot Number | 811 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 312000 |
811 Central St, a triplex, is owned by an individual who bought it in July 2021.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 815 CENTRAL ST, 1, LOWELL, MA 01852-3405 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2021 | Quit Claim Deed, Transfer · FHA Mortgage MSA LENDING LLC |
| Apr 2, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 3, 2018 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on File |
| Deed Sale | Jul 27, 2021 · Amount on File |
| Prior Sale | Dec 3, 2018 · Amount on File |
| Deed Book / Page | 36054 / 197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jul 27, 2021 |
| Property Address | 811 CENTRAL ST, LOWELL, MA 01852-3405 |
| Document Number | 036054-197 |
| Book / Page | 36054 / 197 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 44151 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 811 CENTRAL ST # 815, 815, LOWELL, MA 01852-3405 |
| Document Number | 0000044152 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 44152 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 2, 2019 |
| Property Address | 811 CENTRAL ST, LOWELL, MA 01852-3405 |
| Document Number | 32870-172 |
| Book / Page | 032870 / 000172 |
| Instrument Date | Apr 2, 2019 |
| Instrument | 11967 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 WOBURN ST WILMINGTON MA 018871478, WILMINGTON, MA 01887-1478 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Dec 3, 2018 |
| Property Address | 811 CENTRAL ST, LOWELL, MA 01852-3405 |
| Document Number | 032614-297 |
| Book / Page | 32614 / 297 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 52739 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 811 CENTRAL ST # 815, 815, LOWELL, MA 01852-3405 |
| Document Number | 0000052740 |
|---|---|
| Date | Dec 3, 2018 |
| Instrument | 52740 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 811 Central St was $8,820, up 4.4% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,820.00 (+4.38%) | $777,100 (+5.57%) Land $119,800 Building $657,300 |
| 2025 | $8,450.00 (+5.48%) | $736,100 (+9.44%) Land $112,000 Building $624,100 |
| 2024 | $8,011.00 (+1.66%) | $672,600 (+6%) Land $101,000 Building $571,600 |
| 2023 | $7,880.00 | $634,500 Land $87,800 Building $546,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 811 Central St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 811 Central St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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