810 Central St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 810 Central St, Lowell, MA 01852

Property Summary

Property TypeApartments (5+ Units)
Details12 bd · 5 ba · 9,397 sqft · built 1910
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on Record
Last Sale$1,260,000 (May 2023)
Tax Bill$6,518 (2026)
Deeds & MortgagesMay 2023 Mortgage
May 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNF01965

Property Details

APN / Parcel Number

Primary APNF01965
Alternative APNs
  • LOWE M:182 B:1125 L:810
  • M:000182 T:F01965

Interior

Bedrooms12 Beds
Full Baths5 Baths
Total Rooms26 Rooms
Units5 Units
Stories3 Stories
Building Area9,397 sqft Living Area
Gross Area12,109 sqft
1st Floor Area3,973 sqft
Basement Area2,712 sqft
Unfinished Basement2,712 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeFlat
Roof MaterialRolled Roofing
Lot Area6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberF01965
Street Address810 CENTRAL ST
CityLOWELL
StateMA
Zip01852-3406
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeTMU
Legal Block1125
Legal Lot Number810
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1009
Census Tract312000

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address810 CENTRAL ST, LOWELL, MA 01852-3406
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 12, 2023Deed of Trust, Mortgage · Stand-Alone First Mortgage
ENTERPRISE BANK & TRUST CO
May 12, 2023Deed of Trust, Mortgage · Stand-Alone First Mortgage
CHARLES A FILIATRAULT
May 12, 2023Deed of Trust, Mortgage · Stand-Alone First Mortgage
BAY COLONY DEVELOPMENT CORP
May 12, 2023Quit Claim Deed, Transfer
Quitclaim
May 12, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ENTERPRISE BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2023 · Amount on Record
Deed SaleMay 12, 2023 · Amount on Record
Deed Book / Page37828 / 73
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address810 CENTRAL ST, LOWELL, MA 01852-3406
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number037828-226
DateMay 12, 2023
Book Page37828/226
Instrument13236
Lender
NameENTERPRISE BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address810 CENTRAL ST, LOWELL, MA 01852-3406
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number037828-219
DateMay 12, 2023
Book Page37828/219
Instrument13235
Lender
NameCHARLES A FILIATRAULT
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address810 CENTRAL ST, LOWELL, MA 01852-3406
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number037828-193
DateMay 12, 2023
Book Page37828/193
Instrument13232
Lender
NameBAY COLONY DEVELOPMENT CORP
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMay 12, 2023
Property Address810 CENTRAL ST, LOWELL, MA 01852-3406
Document Number0037828-70
Book / Page37828 / 70
Instrument DateMay 12, 2023
Instrument13209
Transaction TypeTransfer
Record UpdatedJan 25, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address83 RUMFORD ST, LOWELL, MA 01852-5767

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMay 12, 2023
Property Address810 CENTRAL ST, LOWELL, MA 01852-3406
Document Number0037828-73
Book / Page37828 / 73
Instrument DateMay 12, 2023
Instrument13210
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address810 CENTRAL ST, LOWELL, MA 01852-3406

Mortgage

Document Number0000013211
DateMay 12, 2023
Instrument13211
Lender
NameENTERPRISE BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number037828-170
DateMay 12, 2023
Book Page37828/170
Instrument13230
Lender
NameENTERPRISE BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$6,518.00 (+6.91%)$574,300 (+8.13%) Land $163,500 Building $410,800
2025$6,097.00 (+1.43%)$531,100 (+5.23%) Land $152,800 Building $378,300
2024$6,011.00 (+4.48%)$504,700 (+8.96%) Land $142,800 Building $361,900
2023$5,753.00$463,200 Land $124,100 Building $339,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979)
Most Recent ClaimJan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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