811 Cardinal St, Lodi, CA 95240 Property Records

San Joaquin County property record for 811 Cardinal St, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,497 sqft · built 1957
Lot Size	0.159 acres (6,906 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Dec 2003)
Tax Bill	$3,569 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`031-120-170-000`

Property Details

APN / Parcel Number

Primary APN	`031-120-170-000`
Alternative APN	`031-120-17`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,497 sqft Living Area
1st Floor Area	1,497 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Wood
Lot Area	6,906 sqft (0.159 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	031-120-17
Street Address	811 CARDINAL ST
City	LODI
State	CA
Zip	95240-5505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST VIEW LOT 48,49
Legal Subdivision	WEST VIEW
Legal Block	3
Legal Lot Number	49
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	3
Census Block	3008
Census Tract	4302

Owner

811 Cardinal St is owned and occupied by two individuals who acquired it in April 2017.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	811 CARDINAL ST, LODI, CA 95240-5505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 11, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2003 · Amount on File
Deed Sale	Dec 10, 2003 · Amount on File
Deed Document Number	2003281967
Last Transfer Date	Apr 18, 2017
Transfer Doc	0000053121
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	811 CARDINAL ST, LODI, CA 95240-5505
Document Number	0000068123
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	811 CARDINAL ST LODI CA 952405505, LODI, CA 95240-5505

Mortgage

Document Number	0000068123
Date	Jun 10, 2020
Instrument	68123

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 9, 2035

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	811 CARDINAL ST, LODI, CA 95240-5505
Document Number	0000130847
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	TSI ESCROW - CERRITOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	811 CARDINAL ST LODI CA 952405505, LODI, CA 95240-5505

Mortgage

Document Number	0000130847
Date	Nov 9, 2017
Instrument	130847

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 8, 2037

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 11, 2017
Property Address	811 CARDINAL ST, LODI, CA 95240-5505
Document Number	0000053121
Instrument Date	Apr 18, 2017
Instrument	53121
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	TSI ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	811 CARDINAL ST LODI CA 952405505, LODI, CA 95240-5505

Mortgage

Document Number	53122
Date	May 11, 2017
Instrument	53122

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 10, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 811 Cardinal St was $3,569, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,569.00 (+0.31%)
2025	$3,558.00	$326,993 Land $99,518 Building $227,475
2023	$3,413.00 (+2.28%)	$314,297 Land $95,654 Building $218,643	$429,030
2022	$3,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 811 Cardinal St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 811 Cardinal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

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