712 Cardinal St, Lodi, CA 95240 Property Records

San Joaquin County property record for 712 Cardinal St, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,657 sqft · built 1954
Lot Size	0.171 acres (7,440 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Dec 2007)
Tax Bill	$4,140 (2026)
Deeds & Mortgages	Dec 2023 Transfer Dec 2023 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`031-170-120-000`

Property Details

APN / Parcel Number

Primary APN	`031-170-120-000`
Alternative APN	`031-170-12`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,657 sqft Living Area
1st Floor Area	1,657 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,440 sqft (0.171 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	031-170-12
Street Address	712 CARDINAL ST
City	LODI
State	CA
Zip	95240-5615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIECK 02 LOT 41
Legal Subdivision	RIECK TR 02
Legal Block	3
Legal Lot Number	41
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	3
Census Block	3015
Census Tract	4302

Owner

712 Cardinal St is owned by an individual who acquired it in November 2023.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2835 PRIMROSE DR, LODI, CA 95242-9395
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Intrafamily Transfer, Transfer
Dec 29, 2023	Intrafamily Transfer, Transfer
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Feb 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage NTMR HOLDINGS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2007 · Amount on File
Deed Sale	Dec 20, 2007 · Amount on File
Prior Sale	Jun 26, 1998 · Amount on File
Deed Document Number	2007212638
Last Transfer Date	Nov 27, 2023
Transfer Doc	0000109926
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 29, 2023
Property Address	712 CARDINAL ST, LODI, CA 95240-5615
Document Number	0000109927
Map Reference	MB 13 MAP 141
Instrument Date	Dec 29, 2023
Instrument	2023-109927
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2835 PRIMROSE DR, LODI, CA 95242-9395

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 29, 2023
Property Address	712 CARDINAL ST, LODI, CA 95240-5615
Document Number	0000109926
Map Reference	VOL 13 PG 141
Instrument Date	Nov 27, 2023
Instrument	2023-109926
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2835 PRIMROSE DR, LODI, CA 95242-9395

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	712 CARDINAL ST, LODI, CA 95240-5615
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 CARDINAL ST, LODI, CA 95240-5615

Mortgage

Document Number	0000082369
Date	May 11, 2021
Instrument	2021-082369

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	712 CARDINAL ST, LODI, CA 95240-5615
Document Number	0000013900
Instrument Date	Feb 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	712 CARDINAL ST LODI CA 952405615, LODI, CA 95240-5615

Mortgage

Document Number	0000013900
Date	Feb 8, 2019
Instrument	13900

Lender

Name	NTMR HOLDINGS INC
Address	10900 183RD ST # 285, CERRITOS, CA 90703-5347

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 7, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 712 Cardinal St was $4,140, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,140.00 (+0.31%)
2025	$4,127.00	$379,588 Land $151,046 Building $228,542
2023	$3,959.00 (+2.27%)	$364,850 Land $145,182 Building $219,668	$420,930
2022	$3,871.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Cardinal St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 712 Cardinal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

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