8109 Spaulding Cir, Severn, MD 21144 Property Records

Anne Arundel County property record for 8109 Spaulding Cir, Severn, MD 21144 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	2 ba · 924 sqft · built 1971
Lot Size	0.171 acres (7,475 sqft)
Owner	Individual Name on File
Last Sale	$439,900 (Jul 2023)
Tax Bill	$2,672 (2023)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2023 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-755-00538535`

Property Details

APN / Parcel Number

Primary APN	`04-755-00538535`
Alternative APNs	`475500538535` `75500538535`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	924 sqft Total Area
1st Floor Area	924 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,475 sqft (0.171 acres)
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	75500538535
Old Parcel Number	475500538535
Street Address	8109 SPAULDING CIR
City	SEVERN
State	MD
Zip	21144-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 22 8109 SPAULDING CIR STEVENSON PARK
Legal Subdivision	STEVENSON PARK
Legal Lot Number	22 8109
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	2
Census Block Group	3
Census Block	3009
Census Tract	740203

Owner

Source: Anne Arundel County records · APN 04-755-00538535

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8109 SPAULDING CIR, SEVERN, MD 21144-2218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 03, 2023	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Jun 22, 2023	Trustee's Deed, Foreclosure REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Mar 13, 2020	Deed of Trust, Mortgage · VA Mortgage FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2023 · Amount on Record
Deed Sale	Jul 03, 2023 · Amount on Record
Prior Sale	Jun 22, 2023 · Amount on Record
Deed Document Number	0039769122
Deed Book / Page	39769 / 122
Record Updated	Jun 07, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 03, 2023
Property Address	8109 SPAULDING CIR, SEVERN, MD 21144-2218
Document Number	0397690122
Book / Page	39769 / 122
Map Reference	MB 37 PL 38
Instrument Date	Jun 29, 2023
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,099.75
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9984 FOXBOROUGH CIR, ROCKVILLE, MD 20850-4613

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8109 SPAULDING CIR, SEVERN, MD 21144-2218

Mortgage

Document Number	0039769127
Date	Jul 03, 2023
Instrument	39769/127

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

June 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 22, 2023
Property Address	8109 SPAULDING CIR, SEVERN, MD 21144-2218
Document Number	0397400140
Book / Page	39740 / 140
Map Reference	MB 37 PL 38
Instrument Date	Jun 16, 2023
Transaction Type	Foreclosure
Record Updated	Jul 10, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$1,662.50
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11350 MCCORMICK RD # 302, 302, HUNT VALLEY, MD 21031-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9984 FOXBOROUGH CIR, ROCKVILLE, MD 20850-4613

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	8109 SPAULDING CIR, SEVERN, MD 21144-2218
Document Number	0345710479
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 01, 2020
Title Company	QUICK CLOSE SERVICES INC, QUICK CLOSE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8109 SPAULDING CIR SEVERN MD 211442218, SEVERN, MD 21144-2218

Mortgage

Document Number	0345710479
Date	May 12, 2020
Book Page	034571/000479

Lender

Name	FELLOWSHIP HM LOANS
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,672.00 (+3.49%) Homeowner's exemption	$268,100 (+8.5%)	$310,100 (+25.5%) Land $162,800 Building $147,300
2022	$2,582.00 Homeowner's exemption	$247,100 Land $136,000 Building $111,100	$247,100 Land $136,000 Building $111,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037402033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 3% of the US · above 6% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 167 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Believe Wireless	Fixed Wireless (unlicensed)	500 / 100
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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