Anne Arundel County property record for 8104 Spaulding Cir, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,557 sqft · built 1971 |
| Lot Size | 0.233 acres (10,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Nov 2018) |
| Tax Bill | $4,461 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-755-06539550 |
| Primary APN | 04-755-06539550 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,557 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Basement Area | 633 sqft |
| Finished Basement | 633 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Foyer |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 10,136 sqft (0.233 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 75506539550 |
|---|---|
| Street Address | 8104 SPAULDING CIR |
| City | SEVERN |
| State | MD |
| Zip | 21144-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 42 STEVENSON PARK |
| Legal Subdivision | STEVENSON PARK |
| Legal Block | 3 |
| Legal Lot Number | 42 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 740203 |
8104 Spaulding Cir is owned and occupied by two individuals who bought it in November 2018.
Source: Anne Arundel County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8104 SPAULDING CIR, SEVERN, MD 21144-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Nov 5, 2018 | Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2018 · Amount on File |
| Deed Sale | Nov 5, 2018 · Amount on File |
| Prior Sale | Feb 14, 2017 · Amount on File |
| Deed Book / Page | 32632 / 379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 8104 SPAULDING CIR, SEVERN, MD 21144-2217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HARVEST TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0332350033 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 33235/033 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 5, 2018 |
| Property Address | 8104 SPAULDING CIR, SEVERN, MD 21144-2217 |
| Document Number | 0326320379 |
| Book / Page | 32632 / 379 |
| Map Reference | MB37 FO38 |
| Instrument Date | Oct 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | BRENNAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,062.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8104 SPAULDING CIR, SEVERN, MD 21144-2217 |
| Document Number | 0326320387 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 32632/387 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 8104 Spaulding Cir was $4,461.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $383,800 | $428,400 Land $208,800 Building $219,600 | |
| 2025 | $4,461.00 | ||
| 2023 | $3,393.00 | $310,767 | $361,500 Land $168,800 Building $192,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8104 Spaulding Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8104 Spaulding Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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