8103 Turtle Ln, Ooltewah, TN 37363 Property Records

Hamilton County property record for 8103 Turtle Ln, Ooltewah, TN 37363

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,483 sqft · built 2015
Lot Size0.553 acres (24,094 sqft)
Owner2 Individual Names on Record
Last Sale$525,000 (Mar 2024)
Tax Bill$1,929 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN095I B 035

Property Details

APN / Parcel Number

Primary APN095I B 035
Alternative APN
  • 0000123473

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,483 sqft Living Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area24,094 sqft (0.553 acres)
Lot Dimensions152 ft deep x 180 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000123473
Street Address8103 TURTLE LN
CityOOLTEWAH
StateTN
Zip37363-9593
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 104 NORTH HERON BAY SUB UNIT 3 PB43 PG 19-1 &19-2 OUT OF 95-33.02FOR 1988
Legal SubdivisionNORTH HERON BAY UNIT
Legal Lot Number104
Legal Unit3
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract10101

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8103 TURTLE LN, OOLTEWAH, TN 37363-9593
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2024Warranty Deed, Transfer · FHA Mortgage
AMERICAN PORTFOLIO MORTGAGE CORP
Feb 25, 2021Warranty Deed, Transfer · Conventional Mortgage
TENNESSEE VALLEY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2024 · Amount on Record
Deed SaleMar 6, 2024 · Amount on Record
Prior SaleFeb 25, 2021 · Amount on Record
Deed Document Number2024143
Deed Book / Page13529 / 731
Record UpdatedJun 8, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 6, 2024
Property Address8103 TURTLE LN, OOLTEWAH, TN 37363-9593
Document Number0000000143
Book / Page13529 / 731
Map ReferenceMB 43 PG 19-1&19-2
Instrument DateFeb 5, 2024
Instrument2024030600143
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,942.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8103 TURTLE LN, OOLTEWAH, TN 37363-9593

Mortgage

Document Number0000000144
DateMar 6, 2024
Instrument2024030600144
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 25, 2021
Property Address8103 TURTLE LN, OOLTEWAH, TN 37363-9593
Document Number0000000192
Book / Page12370 / 146
Map ReferenceMB 43 PG 191-1&19-2
Instrument DateFeb 22, 2021
Instrument2021022500192
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCHATTANOOGA TITLE-DOWNTOWN LLC, CHATTANOOGA TTL DOWNTOWN LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,343.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8706 STONE LN, OOLTEWAH, TN 37363-9272

Mortgage

Document Number0012370150
DateFeb 25, 2021
Instrument12370/150
Lender
NameTENNESSEE VALLEY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,929.00 (-3.11%)$127,325 (+43.06%)$509,300 (+43.06%) Land $70,000 Building $439,300
2024$1,991.00 (-0.45%)$89,000 (-)$356,000 (-) Land $51,100 Building $304,900
2023$2,000.00$89,000$356,000 Land $51,100 Building $304,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 63% of Tennessee
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAVANNAH VALLEY U.D.
serves 30,571 people · EPA ID TN0000613
Water SourceGroundwater influenced by surface water
Last State InspectionApr 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

Nearby Properties on Turtle Ln

Nearby Streets

Search Property Records by Address or Parcel Number