Hamilton County property record for 8102 Turtle Ln, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,770 sqft · built 2002 |
| Lot Size | 0.551 acres (24,004 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Aug 2005) |
| Tax Bill | $4,403 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 095I B 020.01 |
| Primary APN | 095I B 020.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,770 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 24,004 sqft (0.551 acres) |
| Lot Dimensions | 237 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000134909 |
|---|---|
| Old Parcel Number | 095I B 02001 |
| Street Address | 8102 TURTLE LN |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-9774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 119 NORTH HERON BAY SUB PB38 PG216 OUT OF 95I-B-20 FOR 1995 |
| Legal Subdivision | HERON BAY SUB |
| Legal Lot Number | 119 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10101 |
8102 Turtle Ln is owned and occupied by two individuals who bought it in August 2005.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8102 TURTLE LN, OOLTEWAH, TN 37363-9774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG |
| Jul 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2005 · Amount on File |
| Deed Sale | Aug 3, 2005 · Amount on File |
| Deed Document Number | 2005080300291 |
| Deed Book / Page | 7627 / 499 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8102 TURTLE LN, OOLTEWAH, TN 37363-9774 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8102 TURTLE LN, OOLTEWAH, TN 37363-9774 |
| Document Number | 0000000017 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | 13241/474 |
| Instrument | 2023032100017 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 14, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8102 TURTLE LN, OOLTEWAH, TN 37363-9774 |
| Document Number | 0420000040 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 8102 TURTLE LN OOLTEWAH TN 373639774, OOLTEWAH, TN 37363-9774 |
| Document Number | 0420000040 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 011973/000118 |
| Instrument | 200420000040 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 19, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8102 TURTLE LN, OOLTEWAH, TN 37363-9774 |
| Document Number | 0717000013 |
| Instrument Date | Jul 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 8162 TURTLE LN OOLTEWAH TN 37363, OOLTEWAH, TN 37363 |
| Document Number | 0717000013 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 011699/000589 |
| Instrument | 190717000013 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 16, 2034 |
The 2025 property tax bill for 8102 Turtle Ln was $4,403, up 16.4% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,403.00 (+16.36%) | $290,550 (+71.77%) | $1,162,200 (+71.77%) Land $70,000 Building $1,092,200 |
| 2024 | $3,784.00 (-0.24%) | $169,150 (-) | $676,600 (-) Land $90,000 Building $586,600 |
| 2023 | $3,793.00 | $169,150 | $676,600 Land $90,000 Building $586,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8102 Turtle Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8102 Turtle Ln is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 63% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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