Frederick County property record for 8102 Laurel Ridge Rd, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,628 sqft · built 1989 |
| Lot Size | 0.39 acres (16,997 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jun 2017) |
| Tax Bill | $4,917 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-432490 |
| Primary APN | 21-432490 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,628 sqft Living Area |
| Gross Area | 3,156 sqft |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,997 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 204 sqft |
| Patio Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 432490 |
|---|---|
| Street Address | 8102 LAUREL RIDGE RD |
| City | FREDERICK |
| State | MD |
| Zip | 21702-2993 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 42 PL 1 SECT 4 16997 SQ FT CLOVER HILL III |
| Legal Subdivision | CLOVER HILL 03 SEC 04 01 |
| Legal Lot Number | 42 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 21, TUSCARORA |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 751201 |
Source: Frederick County records · APN 21-432490
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8102 LAUREL RIDGE RD, FREDERICK, MD 21702-2993 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jun 26, 2017 | Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2017 · Amount on Record |
| Deed Sale | Jun 26, 2017 · Amount on Record |
| Prior Sale | Sep 19, 2013 · Amount on Record |
| Deed Document Number | 201711889-0360 |
| Deed Book / Page | 11889 / 360 |
| Prior Transfer Date | Sep 17, 2013 |
| Prior Transfer Doc | 0097750409 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8102 LAUREL RIDGE RD, FREDERICK, MD 21702-2993 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | SOURCEPOINT |
| Name | Verified Name |
|---|
| Document Number | 0154420374 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 15442/374 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 26, 2017 |
| Property Address | 8102 LAUREL RIDGE RD, FREDERICK, MD 21702-2993 |
| Document Number | 0118890360 |
| Book / Page | 011889 / 000360 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2017 |
| Title Company | OLDE TOWNE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8102 LAUREL RIDGE RD FREDERICK MD 217022993, FREDERICK, MD 21702-2993 |
| Document Number | 118890364 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 011889/000364 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2047 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $468,800 (+23.96%) | $514,100 (+35.93%) Land $143,000 Building $371,100 | |
| 2024 | $4,917.00 (+8.78%) | ||
| 2023 | $4,520.00 Homeowner's exemption | $378,200 Land $80,900 Building $297,300 | $378,200 Land $80,900 Building $297,300 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 254 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLOVERHILL 3 - CONSECUTIVE TO MD0100015 serves 888 people |
|---|---|
| Water Source | Purchased surface water from CITY OF FREDERICK |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2017) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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