Genesee County property record for 8101 Whitney Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,920 sqft |
| Lot Size | 10.9 acres (476,111 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $142,500 (Sep 2005) |
| Tax Bill | $6,811 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-02-400-033 |
| Primary APN | 01-02-400-033 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Architectural Style | Modular |
|---|---|
| Lot Area | 476,111 sqft (10.9 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8101 WHITNEY RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | A PARCEL OF LAND BEG W 977.74 FT FROM E 1/4 COR OF SEC TH S 2 DEG 36 MIN 23 SEC E 1256.84 FT TH W 480.98 FT TH N 2 DEG 48 MIN |
| Legal Range | 05E |
| Legal Township | 05N |
| Legal Section | 02 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | ARGENTINE |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 13001 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8101 WHITNEY RD, GAINES, MI 48436-9723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Line of Credit FINANCIAL PLUS CREDIT UNION |
| May 31, 2022 | Deed of Trust, Mortgage GREENSTONE FARM CREDIT SERVICES FLCA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2005 · Amount on Record |
| Deed Sale | Sep 8, 2005 · Amount on Record |
| Prior Sale | Aug 12, 2004 · Amount on Record |
| Deed Document Number | 200588890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Aug 24, 2026 |
| Property Address | 8101 WHITNEY RD, GAINES, MI 48436-9723 |
| Document Number | 0000049113 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 202649113 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2026 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 8101 WHITNEY RD, GAINES, MI 48436-9723 |
| Document Number | 0000049113, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 202649113 |
| Name | FINANCIAL PLUS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 28, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 8101 WHITNEY RD, GAINES, MI 48436-9723 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16413 E HORSESHOE TRL, LINDEN, MI 48451-8977 |
| Document Number | 0000042208 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 202205310042208 |
| Name | GREENSTONE FARM CREDIT SERVICES FLCA |
|---|---|
| Type | Subprime Lender |
| Address | EAST LANSING, MI 48823 |
| Amount | Amount Recorded |
|---|---|
| Term | 371 Months |
| Due | Apr 1, 2053 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Argentine Township |
| Unified School District | Linden Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,600 (+2.9%) Land $54,000 Building $151,600 | $411,200 (+2.9%) Land $108,000 Building $303,200 | |
| 2025 | $6,811.00 (+3.13%) Homeowner's exemption | $199,800 (+181.41%) | $399,600 (+181.41%) |
| 2024 | $6,604.00 (+153.12%) | ||
| 2023 | $71,000 | $142,000 | |
| 2019 | $2,609.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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