8101 Whitney Rd, Gaines, MI 48436 Property Records

Genesee County property record for 8101 Whitney Rd, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,920 sqft
Lot Size10.9 acres (476,111 sqft)
Owner2 Individual Names on Record
Last Sale$142,500 (Sep 2005)
Tax Bill$6,811 (2025)
Deeds & MortgagesAug 2026 Line of Credit
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN01-02-400-033

Property Details

APN / Parcel Number

Primary APN01-02-400-033

Interior

Full Baths2 Baths
Building Area1,920 sqft Living Area
1st Floor Area1,920 sqft

Exterior

Architectural StyleModular
Lot Area476,111 sqft (10.9 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address8101 WHITNEY RD
CityGAINES
StateMI
Zip48436-9723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionA PARCEL OF LAND BEG W 977.74 FT FROM E 1/4 COR OF SEC TH S 2 DEG 36 MIN 23 SEC E 1256.84 FT TH W 480.98 FT TH N 2 DEG 48 MIN
Legal Range05E
Legal Township05N
Legal Section02
JurisdictionGENESEE MI
Township / Civil DivisionARGENTINE
Census Block Group1
Census Block1046
Census Tract13001

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8101 WHITNEY RD, GAINES, MI 48436-9723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Deed of Trust, Mortgage · Line of Credit
FINANCIAL PLUS CREDIT UNION
May 31, 2022Deed of Trust, Mortgage
GREENSTONE FARM CREDIT SERVICES FLCA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2005 · Amount on Record
Deed SaleSep 8, 2005 · Amount on Record
Prior SaleAug 12, 2004 · Amount on Record
Deed Document Number200588890
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Recording DateAug 24, 2026
Property Address8101 WHITNEY RD, GAINES, MI 48436-9723
Document Number0000049113
Instrument DateAug 19, 2026
Instrument202649113
Transaction TypeMortgage
Record UpdatedSep 14, 2026
Title CompanyLIBERTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8101 WHITNEY RD, GAINES, MI 48436-9723

Mortgage

Document Number0000049113,
DateAug 24, 2026
Instrument202649113
Lender
NameFINANCIAL PLUS CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 28, 2046
Interest
Rate TypeAdjustable Rate
Rate7.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address8101 WHITNEY RD, GAINES, MI 48436-9723
Transaction TypeMortgage
Record UpdatedJun 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address16413 E HORSESHOE TRL, LINDEN, MI 48451-8977

Mortgage

Document Number0000042208
DateMay 31, 2022
Instrument202205310042208
Lender
NameGREENSTONE FARM CREDIT SERVICES FLCA
TypeSubprime Lender
AddressEAST LANSING, MI 48823
Agreement
AmountAmount Recorded
Term371 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionArgentine Township
Unified School DistrictLinden Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$205,600 (+2.9%) Land $54,000 Building $151,600$411,200 (+2.9%) Land $108,000 Building $303,200
2025$6,811.00 (+3.13%) Homeowner's exemption$199,800 (+181.41%)$399,600 (+181.41%)
2024$6,604.00 (+153.12%)
2023$71,000$142,000
2019$2,609.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Whitney Rd

Nearby Streets

Search Property Records by Address or Parcel Number